Klarna Kosma is Klarna’s Financial Technology Platform for banks, fintechs, and innovative merchants, which are developing payment services or need access to financial data to create their own solutions to benefit the end-user. Our proven and mature platform provides essential connectivity to a growing network of more than 15,000 banks in 27 countries with >95% bank coverage in each market and can support account verification, bank transfer, business transactions management, identity verification, categorization, multibanking and risk management through a single open banking API. We process more than 1bn transactions a year and are the most extensive open banking platform in the world with 17 years’ worth of experience. View FCA registration www.kosma.com