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  • What is open banking?

    What is open banking?

    Open banking is enabling a world of innovative apps and services tailored to users’ financial data. Save better and spend better, with open banking.

    • What is open banking?
      • Why open banking is safe
      • Open banking FAQs
      • Open banking glossary
      • Open finance
    • Consumers and SMEs
      • How open banking can help consumers
      • How open banking can help businesses
      • Open banking case studies
      • Regulated open banking providers
      • Open banking app store
    • About Open Banking Ltd (OBL)
      • OBL leadership team
      • OBL external engagement
      • Delivering the roadmap
      • Careers at OBL
  • Ecosystem

    Ecosystem

    Open banking is already changing lives and transforming businesses. Find out about the benefits participation can bring today.

    • Participants
      • Account providers (ASPSPs)
      • Fintechs (TPPs)
      • Technical service providers (TSPs)
      • Regulatory
    • Open banking in action
      • Find a regulated provider
      • Open banking apps
      • Open banking case studies
      • MiData - API performance
  • News & Insights

    News & Insights

    Find out what’s new in open banking. Get the latest industry news, explore our insights and register for events.

    • News
      • News and press releases
    • Insights
      • Articles, reports and thought leadership
      • Case studies
      • Guides
    • Resources
      • Document library
      • Open banking glossary
    • JROC
      • JROC Non-Order Programme
      • JROC and the future entity
  • Solutions

    Solutions

    Need support? Whether you’re just getting started, resolving customer issues or have a technical hiccup, we’ll help you find the answers.

    • Technology
      • Open Banking Directory
      • Crown Dependencies Directory
      • Variable Recurring Payments (VRPs)
    • Security
      • Why open banking is safe
    • Open banking standard
      • Customer Experience Guidelines
      • Latest guidelines v4.0
      • Customer journey
      • Customer communication
  • Developers

    Developers

    Take the next step. Use the sandbox to test your idea with dummy data. Access the knowledge base. Get your app listed in the Directory.

    • Developer zone
      • Directory sandbox
      • API availability
      • Conformance service
    • Documentation
      • Specifications
      • Knowledge base
    • Directory
      • How to guide: enrolling onto the Directory
      • Sign up
      • Login
  • Standard

    Standard

    Everything required to participate in open banking and meet PSD2 and RTS requirements – including API specifications and security profiles.

    • API specifications
      • Read/write API
      • Open data API
      • Directory specifications
      • Dynamic client registration
      • MI reporting
    • Customer Experience Guidelines
      • Get started
      • Authentication methods
      • Account information services
      • Payment initiation services
      • Card based payment instrument issuers
      • Dashboards
    • Operational guidelines
      • Availability & performance
      • Dedicated interfaces
      • Problem resolution
      • Change and communication management
      • Operational guidelines checklist
    • Security profiles
      • FAPI
      • Client initiated backchannel authentication profile (CIBA)
    • What is open banking?
        • Why open banking is safe
        • Open banking FAQs
        • Open banking glossary
        • Open finance
        What is open banking?
        • How open banking can help consumers
        • How open banking can help businesses
        • Open banking case studies
        • Regulated open banking providers
        • Open banking app store
        Consumers and SMEs
        • OBL leadership team
        • OBL external engagement
        • Delivering the roadmap
        • Careers at OBL
        About Open Banking Ltd (OBL)
      • Ecosystem
          • Account providers (ASPSPs)
          • Fintechs (TPPs)
          • Technical service providers (TSPs)
          • Regulatory
          Participants
          • Find a regulated provider
          • Open banking apps
          • Open banking case studies
          • MiData - API performance
          Open banking in action
        • News & Insights
            • News and press releases
            News
            • Articles, reports and thought leadership
            • Case studies
            • Guides
            Insights
            • Document library
            • Open banking glossary
            Resources
            • JROC Non-Order Programme
            • JROC and the future entity
            JROC
          • Solutions
              • Open Banking Directory
              • Crown Dependencies Directory
              • Variable Recurring Payments (VRPs)
              Technology
              • Why open banking is safe
              Security
              • Customer Experience Guidelines
              • Latest guidelines v4.0
              • Customer journey
              • Customer communication
              Open banking standard
            • Developers
                • Directory sandbox
                • API availability
                • Conformance service
                Developer zone
                • Specifications
                • Knowledge base
                Documentation
                • How to guide: enrolling onto the Directory
                • Sign up
                • Login
                Directory
              • Standard
                  • Read/write API
                  • Open data API
                  • Directory specifications
                  • Dynamic client registration
                  • MI reporting
                  API specifications
                  • Get started
                  • Authentication methods
                  • Account information services
                  • Payment initiation services
                  • Card based payment instrument issuers
                  • Dashboards
                  Customer Experience Guidelines
                  • Availability & performance
                  • Dedicated interfaces
                  • Problem resolution
                  • Change and communication management
                  • Operational guidelines checklist
                  Operational guidelines
                  • FAPI
                  • Client initiated backchannel authentication profile (CIBA)
                  Security profiles

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              Registered office: 8th Floor, 100 Bishopsgate, London EC2N 4AG United Kingdom

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