EXTERNAL ENGAGEMENT

Henk Van Hulle, CEO, highlights the accomplishments of open banking in Scotland and looks forward to discussing future opportunities for the nation’s fintech firms with local business people, academics, researchers, and MPs and MSPs as part of OBL’s Scottish regional visit.

Marion King, Chair and Trustee, talks to Ellesheva Kissin about the completion of the Open Banking Roadmap and how it is an opportunity for the UK’s tech players and banks a chance to “wrest” back control of the lucrative experiment.

Henk Van Hulle, CEO, talks to FStech about how the industry reached its 10 million user milestone, ‘levelling up’ open banking, and the importance of prioritising the passage of the new Digital Information and Smart Data Bill through Parliament.

Marion King, Chair and Trustee, celebrates the 10 million user milestone, saying it shows the pent-up demand for secure data exchange in the UK. She also suggests four cornerstone strategies to catalyse open banking in the US, in this interview with PYMNTS.

Daniel Jenkinson, Senior Policy Manager, explains why open banking is a vital part of cloud accounting, and how it can help the UK’s small businesses and sole traders manage their finances effectively and tackle late payments in this article for Media Planet.

The OBL team made a visit to Wales for Credit Week, and highlighted how the Welsh economy benefits from a fast-evolving fintech ecosystem with a corridor of innovation across the nation.

CEO Henk Van Hulle states that uncertainty over the UK Data Protection and Digital Information bill will not affect the future of open banking, and that OBL continues to work with policymakers to deliver open banking, open finance and smart data.

CEO Henk Van Hulle explains what the latest update from the Joint Regulatory Oversight Committee means for open banking and the importance of maintaining momentum to secure the successful evolution of payment and data-sharing solutions to deliver a public good.

Open banking is a secure and convenient way for consumers and merchants to make and take payments, offering a smoother ecommerce experience. Richard Newman, Director of Corporate Affairs, explains how in Media Planet UK’s Future of Retail & Ecommerce supplement.

Richard Newman, Director of Corporate Affairs, explains how open banking has helped support financial inclusion, from affordable lending, to streamlining home-buying, to building a savings habit, in this Business Reporter article.

CEO Henk Van Hulle highlights how open banking is helping to reduce the cost of receiving money into public sector organisations, such as HMRC and local authorities, in this article in Open Banking Expo.

CEO Henk Van Hulle, spoke to the Financial Times’s Ellesheva Kissin about what still needs to be done to unlock open banking’s full potential, and speed up the revolution.

Financial vulnerabilities can be complex to identify and resolve, but open banking data can be used to analyse unusual spending patterns, problem gambling and ‘financially destructive’ borrowing. Director of Corporate Affairs, Richard Newman, sets out how.

Marion King, Chair and Trustee, charts open banking’s transformative journey and offers insights into the future as the financial innovation evolves into ‘open everything’ in this extensive industry report.

Richard Newman, Director of Corporate Affairs, explains how the ‘Smart Data Big Bang’ – the expansion of open data sharing schemes across the economy – will benefit both UK businesses and consumers and deliver a public good.

Richard Newman, Director of Corporate Affairs, explains how open banking solutions can help cut businesses cut card costs, tackle late payments, find cost-effective borrowing, and deliver real-time business insights.

Open banking is firmly on the roadmaps of several major UK retailers. Richard Mould, OBL Senior Policy Manager, joins this Retail Systems webinar to explore the advantages of open banking payments, and look at the barriers preventing retailers from adopting this alternative way to pay.

Richard Mould, OBL Senior Policy Manager, explains how open banking enables ecommerce merchants and retailers — from multinationals to one-man bands — to save money on transaction costs compared with cards.

Marion King, Chair and Trustee, believes there is a “payments revolution” waiting to happen in the energy sector. She outlines the benefits of utilities firms adopting open banking into more of their financial management.

CEO Henk Van Hulle explains how open banking technology is helping consumers to save – from building a regular savings habit to harnessing the power of savings platforms in YourMoney.com.

Cost-effective credit is a challenge for many people who don’t meet legacy scoring criteria. CEO Henk van Hulle explains how open banking data enables accurate loan assessments in Media Planet UK’s Managing Your Money.

Charlotte Crosswell, Chair and Trustee, spoke to the UK Fintech Symposium in Edinburgh about supporting financial innovation through the regional clusters and their memberships, and tackling some of the blocks to innovation.

Henk Van Hulle, CEO, explains how variable recurring payments (VRPs) for sweeping, a pioneering payment instruction hailed as a ‘smart direct debit,’ can help consumers and businesses save effectively and support cost-effective lending.

Connie Castro Feijoo, Ecosystem Engagement Specialist, explained that open banking payment solutions can offer charities and social enterprises a way to increase net income through reduced payment processing costs, as well as innovative new ways to donate.

Charlotte Crosswell explained how open banking tools can offer small businesses useful ways to boost productivity and profitability, and improve financial decision-making.

Charlotte Crosswell explained how open banking apps can help cut costs on overdraft charges, highlight overspending and spot duplicate subscriptions.

David Beardmore, Ecosystem Director, contributed to CRIF’s Banking on Banks report, a timely exploration of how the increased cost of living is driving demand for digital finance across Europe.

Alan Ainsworth, Policy and Strategy Director, set out how using variable recurring payments (VRPs) as a new payment method for loans will deliver benefits to lenders, consumers and small businesses.

Henk Van Hulle, CEO, set out how the open banking rails and network can be leveraged to support other initiatives and sectors, such as open finance (insurance, pensions, etc) and smart data (telecoms and utilities).

As consumer adoption of open banking technology reaches 5 million, Ecosystem Director David Beardmore discussed how open banking-powered apps are helping to resolve financial challenges for some consumers.

Charlotte Crosswell, Chair and Trustee, shared thoughts on the inclusion of smart data in the Queen’s Speech.

OBIE contributed to the first edition of this publication, which was an international collaborative effort providing an update on the status and progress of open banking and open finance around the world.

David Beardmore, Ecosystem Director, discussed how open banking can be leveraged to boost charitable donations.

Charlotte Crosswell, Chair and Trustee, spoke with City AM about the role of regulation and government in ensuring open banking moves forward.

Charlotte Crosswell, Chair and Trustee, spoke with Open Banking Expo about the technology’s evolution in the market and the path forward.

CEO Henk Van Hulle and Charlotte Crosswell, chair of the Centre for Finance, Innovation, and Technology, join podcast hosts Dave Wallace and Dharm Mistry as they delve into the transformative world of open banking and its impact on financial services, following the publication of their report, Smart Data: improving SME lending to drive economic growth.

CEO Henk Van Hulle talks to Benjamin Ensor and the 11:FS team about the milestone achievement of completing the CMA’s Open Banking Roadmap and what this means for the future of the ecosystem.

Marion King, Chair and Trustee, sat down with Tony Craddock, Director General of The Payments Association, to predict key payments topics for 2024, including open banking’s long term regulatory framework, the National Payments Vision, and the advance towards smart data.

CEO Henk Van Hulle joins a campfire chat with Open Banking Excellence and representatives from the Financial Conduct Authority, Payment Systems Regulator, NatWest and Yodlee to discuss next steps for VRPs, the transition to the future entity and priorities for the industry.

Chair and Trustee, Marion King, and FinTech Futures editor, Paul Hindle, discuss the future vision for open banking in the UK, how to monetise the technology, and developments in the digital payments space.

CEO Henk van Hulle speaks to Open Banking Expo’s Ellie Duncan’ as the organisation celebrates the completion of the CMA Roadmap, the fifth anniversary of PSD2 and the continued growth of open banking.

CEO Henk van Hulle explains how progressive regulation has enabled the success of open banking so far, and how continued industry collaboration will drive its evolution into open finance, delivering smart data-driven products and services.

Charlotte Crosswell, Chair and Trustee, sets out how UK lawmakers and regulators can best retain and grow a competitive fintech hub both in a tough economic period and the City’s new post-Brexit era.

CEO Henk van Hulle accepts the award for the ‘Most Progressive Regulation’ for variable recurring payments (VRPs) at the annual 11FS Awards.

How can open banking help consumers and small businesses handle cost-of-living challenges? Ecosystem Engagement Specialist Connie Castro Feijoo joins Yapily’s Nicole Green and Nordigen’s Rolands Mesters to set out opportunities for consumers to switch to affordable tariffs, while businesses can access cost-effective lending.

Charlotte Crosswell, Chair and Trustee, spoke with the Fintech Times about the future of open banking.

Charlotte Crosswell, Chair and Trustee, discussed the impact of tech on finance with the Spectator and Netwealth.

David Beardmore, Ecosystem Development Director, featured in a panel discussion titled Open Banking, chaired by Helen Child, Open Banking Excellence.

Lisa Markey, Head of Security and Fraud, discussed the rising tide of financial scams, what to look for, and how to stay safe from fraud, with Michelle Cracknell and Jonathan Lister-Parsons.

David Beardmore, Ecosystem Development Director, spoke with Brian Hanrahan, CEO of Nuapay about his thoughts on the customer developments for open banking.

Open Banking Expo’s Ellie Duncan speaks to CEO Henk Van Hulle, who shares his vision for expanding the UK’s open banking ecosystem and what shape future regulation might take.

Charlotte Crosswell, Chair and Trustee, appeared on Kairos Podcast to discuss UK Fintech, open banking, and digital transformation.

Charlotte Crosswell, Chair and Trustee, delivered a keynote alongside Samantha Seaton, CEO of Money Hub, and Richard Wainwright, CEO of Mutual Vision.

Alan Ainsworth, Strategy and Policy Director, came together with policy leads to discuss the future of open finance and the development of the new generation of APIs.

Charlotte Crosswell, Chair and Trustee, joined a panel to discuss the possibilities around open finance and smart data.  

Alan Ainsworth, Strategy and Policy Director, returned to Fintech Insider Podcast where he spoke about how the CMA is to create a regulatory body to oversee the open banking industry.

Charlotte Crosswell, Chair and Trustee, appeared on a panel to discuss the evolution of open banking in the UK.