Secure by Design

Built on security and transparency, open banking puts you in control every step of the way.

Consumer security

Join over 6 million users

More than 6 million people already use open banking services in the UK. Opt in to a world of secure apps and services for more clarity and control over your finances – all built around secure transactions.

Visit our app store

Savings or investments. Budgeting or donating. Loans or payments. Open banking powers new ways to access a wide range of financial services – all built on secure systems from regulated providers.

Find an app

Bank level security

Apps and services are regulated

Opt-in only

Personalised services

Built on existing secure systems

linked to bank

It’s linked to your bank

Access open banking services in the same way as your online banking and other online services and apps. New ways to manage your money, with reliable security and counter-fraud controls.

consumer-security
api well established

APIs are well-established

APIs are commonly used to share information between services. Logging in to a website via Facebook? That’s done via APIs. Uber pinpointing location on a map? That’s Google Maps’ API at work.

api well established
less-data

Less data. More security.

Forget handing over reams of sensitive financial information to apply for accounts. With open banking, you share minimal data necessary for the service through a secure digital process.

less data

FAQs

Some commonly asked open banking related security questions