API Performance StatsSelect a month:March 2026February 2026January 2026December 2025November 2025October 2025September 2025August 2025July 2025June 2025May 2025April 2025February 2025January 2025December 2024November 2024October 2024September 2024August 2024July 2024June 2024May 2024April 2024March 2024February 2024January 2024December 2023November 2023October 2023September 2023August 2023July 2023June 2023May 2023April 2023March 2023February 2023January 2023December 2022November 2022October 2022September 2022August 2022July 2022June 2022May 2022Download historical data (last 12 months):Download dataHistoric Data Download- csv (CSV)Historic Data Download (PDF) Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.Notes on the data: Unweighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Weighted availability is calculated by applying a factor to the availability of each endpoint, each day, based on the proportion of total daily API calls to that endpoint.Notes on the data: Weighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Successful API calls This chart shows the number of successful API calls made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful API calls are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Successful Payments This chart shows the number of successful single domestic payment and variable recurring payment initiations made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful payment initiations are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Average API call response times This chart shows the average response time for API calls made using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Average API call response times are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart Open Banking User Connections All User Connections AIS User Connections PIS User Connections All User Connections This chart shows the total and number of new user connections consuming Open Banking services each month Notes on the data:All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User connections’ chartSince November 2022 there have been 9 Providers and 20 brands providing data. Download chart AIS User Connections This chart shows the total and number of AIS user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart PIS User Connections This chart shows the total and number of PIS user connections consuming Open Banking services each month Notes on the data: All users connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart March key performance metrics98.89%Average API Availability361msAverage API Response Time99.40%Successful API Calls (%)99.81%Average API availability – weighted2539.4mSuccessful API Calls Actual0.60%Failed API Calls Unweighted Weighted Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted March 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average API availability 98.89% Core hours (06:00-00:00) 99.17% Non core hours (00:00-06:00) 98.05% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: March 2026 Account Requests – AIS 99.71% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.71% Payments – PIS 99.29% Payments – VRP 99.43% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.29% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: March 2026 Account Requests – AIS 99.85% Accounts 100.00% Balances 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.29% Payments – VRP 99.29% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.29% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: March 2026 Account Requests – AIS 99.53% Account Requests – COF 99.53% Accounts 99.53% Balances 99.53% Beneficiaries 99.53% Payments – AIS 99.53% Payments – CoF 99.53% Payments – PIS 99.53% Payments – VRP 99.53% Products 99.53% Standing Orders – AIS 99.53% Standing Orders – PIS 99.53% Statements 99.53% Transactions 99.53% Bank of Scotland Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.70% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% Barclays Availability by Endpoint Category: March 2026 Account Requests – AIS 98.85% Account Requests – COF 98.85% Accounts 98.85% Balances 98.85% Beneficiaries 98.85% Direct Debits 98.85% Payments – AIS 98.85% Payments – CoF 98.85% Payments – PIS 98.85% Payments – VRP 98.85% Products 98.85% Standing Orders – AIS 98.85% Standing Orders – PIS 98.85% Statements 98.85% Transactions 98.85% Coutts Availability by Endpoint Category: March 2026 Account Requests – AIS 96.24% Account Requests – COF 100.00% Accounts 96.24% Balances 96.24% Beneficiaries 96.24% Direct Debits 100.00% Payments – CoF 97.85% Payments – PIS 96.24% Payments – VRP 100.00% Products 97.04% Standing Orders – AIS 96.24% Standing Orders – PIS 97.85% Transactions 96.24% Danske Bank Availability by Endpoint Category: March 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.92% Balances 99.92% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.92% First Direct Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: March 2026 Account Requests – AIS 99.96% Account Requests – COF 100.00% Accounts 99.96% Balances 99.98% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.68% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% HSBC Business Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.87% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.69% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% MBNA Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.92% Products 100.00% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.91% NWB Availability by Endpoint Category: March 2026 Account Requests – AIS 99.18% Account Requests – COF 100.00% Accounts 99.18% Balances 99.18% Beneficiaries 99.18% Direct Debits 99.18% Payments – AIS 99.82% Payments – CoF 99.33% Payments – PIS 99.33% Payments – VRP 99.33% Products 99.18% Standing Orders – AIS 99.18% Standing Orders – PIS 99.33% Statements 99.83% Transactions 99.18% RBS Availability by Endpoint Category: March 2026 Account Requests – AIS 98.36% Account Requests – COF 100.00% Accounts 98.36% Balances 98.36% Beneficiaries 98.36% Direct Debits 98.36% Payments – AIS 98.90% Payments – CoF 86.80% Payments – PIS 86.66% Payments – VRP 86.66% Products 98.36% Standing Orders – AIS 98.36% Standing Orders – PIS 86.66% Statements 99.36% Transactions 98.36% Santander UK plc Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: March 2026 Account Requests – AIS 99.16% Account Requests – COF 100.00% Accounts 99.16% Balances 99.16% Beneficiaries 99.16% Direct Debits 99.16% Payments – AIS 100.00% Payments – CoF 99.26% Payments – PIS 99.26% Payments – VRP 99.26% Products 99.16% Standing Orders – AIS 99.16% Standing Orders – PIS 99.26% Statements 100.00% Transactions 99.16% Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted March 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average weighted API availability 99.81 % Core hours (06:00-00:00) 99.92 % Non core hours (00:00-06:00) 98.74 % March 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: March 2026 Account Requests – AIS 99.81% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.92% Payments – PIS 99.82% Payments – VRP 99.05% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.74% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: March 2026 Account Requests – AIS 99.96% Accounts 100.00% Balances 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.84% Payments – VRP 98.92% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.74% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: March 2026 Account Requests – AIS 99.94% Account Requests – COF 97.86% Accounts 99.93% Balances 99.93% Beneficiaries 95.83% Payments – AIS 99.73% Payments – CoF 100.00% Payments – PIS 99.94% Payments – VRP 99.75% Products 99.88% Standing Orders – AIS 98.91% Standing Orders – PIS 99.94% Statements 99.00% Transactions 99.92% Bank of Scotland Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: March 2026 Account Requests – AIS 99.42% Account Requests – COF 99.69% Accounts 99.61% Balances 99.69% Beneficiaries 99.43% Direct Debits 99.82% Payments – AIS 98.51% Payments – CoF 99.89% Payments – PIS 99.85% Payments – VRP 99.78% Products 99.36% Standing Orders – AIS 99.48% Standing Orders – PIS 99.85% Statements 99.64% Transactions 99.71% Coutts Availability by Endpoint Category: March 2026 Account Requests – AIS 95.35% Account Requests – COF 100.00% Accounts 97.06% Balances 97.91% Beneficiaries 96.98% Direct Debits 100.00% Payments – CoF 99.05% Payments – PIS 98.08% Payments – VRP 100.00% Products 97.84% Standing Orders – AIS 96.86% Standing Orders – PIS 98.07% Transactions 98.00% Danske Bank Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.93% Balances 99.93% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.93% First Direct Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.88% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 99.99% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% MBNA Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.99% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% NWB Availability by Endpoint Category: March 2026 Account Requests – AIS 99.49% Account Requests – COF 100.00% Accounts 99.63% Balances 99.65% Beneficiaries 99.36% Direct Debits 99.67% Payments – AIS 99.79% Payments – CoF 99.90% Payments – PIS 99.85% Payments – VRP 99.85% Products 98.84% Standing Orders – AIS 99.58% Standing Orders – PIS 99.88% Statements 99.79% Transactions 99.67% RBS Availability by Endpoint Category: March 2026 Account Requests – AIS 98.79% Account Requests – COF 100.00% Accounts 98.97% Balances 98.96% Beneficiaries 98.78% Direct Debits 98.93% Payments – AIS 98.19% Payments – CoF 88.78% Payments – PIS 87.92% Payments – VRP 87.97% Products 97.99% Standing Orders – AIS 98.96% Standing Orders – PIS 87.43% Statements 99.60% Transactions 99.00% Santander UK plc Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: March 2026 Account Requests – AIS 99.33% Account Requests – COF 100.00% Accounts 99.58% Balances 99.63% Beneficiaries 99.31% Direct Debits 99.69% Payments – AIS 100.00% Payments – CoF 99.84% Payments – PIS 99.71% Payments – VRP 99.71% Products 98.79% Standing Orders – AIS 99.63% Standing Orders – PIS 99.75% Statements 100.00% Transactions 99.64% Average API response times Average API response times by brand Response times by brand March 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average API Response Time 361 milliseconds March 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): March 2026 Account Requests – AIS 186ms Accounts 140ms Balances 112ms Beneficiaries 1,948ms Direct Debits 1,850ms Payments – AIS 87ms Payments – CoF 204ms Payments – PIS 170ms Payments – VRP 145ms Products 446ms Standing Orders – AIS 305ms Standing Orders – PIS 177ms Transactions 124ms AIB Group (UK) p.l.c. Response times (milliseconds): March 2026 Account Requests – AIS 109ms Accounts 51ms Balances 37ms Direct Debits 1,423ms Payments – AIS 10ms Payments – CoF 142ms Payments – PIS 109ms Payments – VRP 138ms Products 926ms Standing Orders – AIS 239ms Standing Orders – PIS 92ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): March 2026 Account Requests – AIS 169ms Account Requests – COF 471ms Accounts 283ms Balances 289ms Beneficiaries 738ms Payments – AIS 349ms Payments – CoF 448ms Payments – PIS 796ms Payments – VRP 626ms Products 337ms Standing Orders – AIS 345ms Standing Orders – PIS 536ms Statements 743ms Transactions 313ms Bank of Scotland Response times (milliseconds): March 2026 Account Requests – AIS 196ms Account Requests – COF 252ms Accounts 127ms Balances 144ms Beneficiaries 234ms Direct Debits 212ms Payments – AIS 261ms Payments – CoF 212ms Payments – PIS 376ms Payments – VRP 329ms Products 398ms Standing Orders – AIS 191ms Standing Orders – PIS 426ms Statements 371ms Transactions 234ms Barclays Response times (milliseconds): March 2026 Account Requests – AIS 247ms Account Requests – COF 410ms Accounts 394ms Balances 581ms Beneficiaries 268ms Direct Debits 650ms Payments – AIS 540ms Payments – CoF 560ms Payments – PIS 489ms Payments – VRP 503ms Products 1,427ms Standing Orders – AIS 681ms Standing Orders – PIS 443ms Statements 71ms Transactions 723ms Coutts Response times (milliseconds): March 2026 Account Requests – AIS 1,448ms Account Requests – COF 2,300ms Accounts 641ms Balances 693ms Beneficiaries 2,203ms Direct Debits 2,074ms Payments – CoF 813ms Payments – PIS 1,103ms Payments – VRP 1,448ms Products 702ms Standing Orders – AIS 689ms Standing Orders – PIS 1,046ms Transactions 786ms Danske Bank Response times (milliseconds): March 2026 Account Requests – AIS 79ms Account Requests – COF 5,454ms Accounts 711ms Balances 223ms Beneficiaries 263ms Direct Debits 372ms Payments – AIS 197ms Payments – CoF 130ms Payments – PIS 129ms Payments – VRP 189ms Products 163ms Standing Orders – AIS 239ms Standing Orders – PIS 98ms Transactions 758ms First Direct Response times (milliseconds): March 2026 Account Requests – AIS 147ms Account Requests – COF 314ms Accounts 321ms Balances 343ms Beneficiaries 569ms Direct Debits 532ms Payments – AIS 791ms Payments – CoF 442ms Payments – PIS 273ms Payments – VRP 346ms Products 646ms Standing Orders – AIS 477ms Standing Orders – PIS 312ms Statements 534ms Transactions 516ms Halifax Response times (milliseconds): March 2026 Account Requests – AIS 204ms Account Requests – COF 239ms Accounts 127ms Balances 145ms Beneficiaries 229ms Direct Debits 212ms Payments – AIS 203ms Payments – CoF 212ms Payments – PIS 383ms Payments – VRP 325ms Products 400ms Standing Orders – AIS 191ms Standing Orders – PIS 484ms Statements 357ms Transactions 245ms HSBC Business Response times (milliseconds): March 2026 Account Requests – AIS 192ms Account Requests – COF 304ms Accounts 337ms Balances 318ms Beneficiaries 281ms Direct Debits 593ms Payments – AIS 140ms Payments – CoF 524ms Payments – PIS 535ms Payments – VRP 496ms Products 702ms Standing Orders – AIS 148ms Standing Orders – PIS 498ms Statements 7,094ms Transactions 429ms HSBC Kinetic Response times (milliseconds): March 2026 Account Requests – AIS 156ms Account Requests – COF 289ms Accounts 405ms Balances 400ms Beneficiaries 701ms Direct Debits 1,131ms Payments – AIS 1,122ms Payments – CoF 597ms Payments – PIS 496ms Payments – VRP 454ms Products 1,418ms Standing Orders – AIS 1,165ms Standing Orders – PIS 269ms Statements 2,985ms Transactions 451ms HSBC Personal Response times (milliseconds): March 2026 Account Requests – AIS 160ms Account Requests – COF 290ms Accounts 325ms Balances 334ms Beneficiaries 602ms Direct Debits 527ms Payments – AIS 858ms Payments – CoF 429ms Payments – PIS 270ms Payments – VRP 339ms Products 593ms Standing Orders – AIS 542ms Standing Orders – PIS 291ms Statements 249ms Transactions 517ms Lloyds Response times (milliseconds): March 2026 Account Requests – AIS 206ms Account Requests – COF 234ms Accounts 127ms Balances 143ms Beneficiaries 227ms Direct Debits 211ms Payments – AIS 237ms Payments – CoF 210ms Payments – PIS 370ms Payments – VRP 324ms Products 397ms Standing Orders – AIS 190ms Standing Orders – PIS 474ms Statements 344ms Transactions 229ms MBNA Response times (milliseconds): March 2026 Account Requests – AIS 209ms Accounts 127ms Balances 240ms Beneficiaries 225ms Direct Debits 151ms Payments – PIS 221ms Products 150ms Standing Orders – AIS 150ms Statements 331ms Transactions 430ms Mettle Response times (milliseconds): March 2026 Account Requests – AIS 84ms Accounts 106ms Balances 81ms Beneficiaries 65ms Direct Debits 119ms Payments – AIS 61ms Payments – PIS 198ms Payments – VRP 200ms Products 90ms Standing Orders – AIS 35ms Statements 823ms Transactions 88ms Nationwide Building Society Response times (milliseconds): March 2026 Account Requests – AIS 162ms Account Requests – COF 263ms Accounts 246ms Balances 211ms Beneficiaries 389ms Direct Debits 636ms Payments – AIS 170ms Payments – CoF 257ms Payments – PIS 376ms Payments – VRP 309ms Products 248ms Standing Orders – AIS 257ms Standing Orders – PIS 384ms Statements 400ms Transactions 234ms NWB Response times (milliseconds): March 2026 Account Requests – AIS 167ms Account Requests – COF 387ms Accounts 462ms Balances 453ms Beneficiaries 795ms Direct Debits 241ms Payments – AIS 254ms Payments – CoF 261ms Payments – PIS 374ms Payments – VRP 332ms Products 290ms Standing Orders – AIS 297ms Standing Orders – PIS 331ms Statements 187ms Transactions 562ms RBS Response times (milliseconds): March 2026 Account Requests – AIS 171ms Account Requests – COF 422ms Accounts 441ms Balances 445ms Beneficiaries 826ms Direct Debits 257ms Payments – AIS 312ms Payments – CoF 278ms Payments – PIS 411ms Payments – VRP 360ms Products 282ms Standing Orders – AIS 292ms Standing Orders – PIS 341ms Statements 196ms Transactions 488ms Santander UK plc Response times (milliseconds): March 2026 Account Requests – AIS 174ms Account Requests – COF 306ms Accounts 257ms Balances 321ms Beneficiaries 469ms Direct Debits 372ms Payments – CoF 262ms Payments – PIS 228ms Payments – VRP 199ms Products 316ms Standing Orders – AIS 378ms Standing Orders – PIS 243ms Statements 347ms Transactions 399ms UBN Response times (milliseconds): March 2026 Account Requests – AIS 172ms Account Requests – COF 528ms Accounts 436ms Balances 386ms Beneficiaries 909ms Direct Debits 274ms Payments – AIS 290ms Payments – CoF 293ms Payments – PIS 409ms Payments – VRP 381ms Products 292ms Standing Orders – AIS 311ms Standing Orders – PIS 347ms Statements 238ms Transactions 458ms Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand March 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Successful API calls Total calls 2,539,426,430 % of overall total calls 99.40% AIS Total calls 2,029,540,356 % of overall total calls 99.31 % PIS Total calls 154,065,681 % of overall total calls 99.53 % March 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand March 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed API Calls Total calls 15,308,660 % of overall total calls 0.60% Business Total calls 10,300,970 % of overall total calls 0.40% Technical Total calls 5,007,690 % of overall total calls 0.20% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. March 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. March 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. March 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. Rejected API calls Rejected API calls by brand March 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Rejected API Calls Total calls 2,852,792 % of overall total calls 0.112% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. March 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
API Performance StatsSelect a month:March 2026February 2026January 2026December 2025November 2025October 2025September 2025August 2025July 2025June 2025May 2025April 2025February 2025January 2025December 2024November 2024October 2024September 2024August 2024July 2024June 2024May 2024April 2024March 2024February 2024January 2024December 2023November 2023October 2023September 2023August 2023July 2023June 2023May 2023April 2023March 2023February 2023January 2023December 2022November 2022October 2022September 2022August 2022July 2022June 2022May 2022Download historical data (last 12 months):Download dataHistoric Data Download- csv (CSV)Historic Data Download (PDF)
Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.Notes on the data: Unweighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs. Unweighted Weighted Weighted availability is calculated by applying a factor to the availability of each endpoint, each day, based on the proportion of total daily API calls to that endpoint.Notes on the data: Weighted average API availability is based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Successful API calls This chart shows the number of successful API calls made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful API calls are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Successful Payments This chart shows the number of successful single domestic payment and variable recurring payment initiations made by third party providers using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Successful payment initiations are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Average API call response times This chart shows the average response time for API calls made using account providers’ (ASPSPs)* Open Banking APIs. Notes on the data: Average API call response times are based on data submitted by account providers (ASPSPs) to Open Banking for the last two years. Since November 2022 there have been 9 Providers and 20 brands providing data. Download chart
Open Banking User Connections All User Connections AIS User Connections PIS User Connections All User Connections This chart shows the total and number of new user connections consuming Open Banking services each month Notes on the data:All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User connections’ chartSince November 2022 there have been 9 Providers and 20 brands providing data. Download chart AIS User Connections This chart shows the total and number of AIS user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart PIS User Connections This chart shows the total and number of PIS user connections consuming Open Banking services each month Notes on the data: All users connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart
All User Connections This chart shows the total and number of new user connections consuming Open Banking services each month Notes on the data:All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User connections’ chartSince November 2022 there have been 9 Providers and 20 brands providing data. Download chart
AIS User Connections This chart shows the total and number of AIS user connections consuming Open Banking services each month Notes on the data: All user connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new user connections.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart
PIS User Connections This chart shows the total and number of PIS user connections consuming Open Banking services each month Notes on the data: All users connections have consumed AIS and/or PIS services in the reporting period. Total user connections as reported includes the volume of new users.Open Banking are unable to identify individuals consuming services through more than one brand. Reporting therefore represents the number of user connections with the brands providing reporting, rather than individual users.New user connections have consumed AIS and/or PIS services for the first time during the reporting period. User connections consuming both services for the first time in different reporting periods, will be reported as a new user connections in each period in the ‘All User Connections’ chart Download chart
March key performance metrics98.89%Average API Availability361msAverage API Response Time99.40%Successful API Calls (%)99.81%Average API availability – weighted2539.4mSuccessful API Calls Actual0.60%Failed API Calls
Unweighted Weighted Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted March 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average API availability 98.89% Core hours (06:00-00:00) 99.17% Non core hours (00:00-06:00) 98.05% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: March 2026 Account Requests – AIS 99.71% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.71% Payments – PIS 99.29% Payments – VRP 99.43% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.29% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: March 2026 Account Requests – AIS 99.85% Accounts 100.00% Balances 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.29% Payments – VRP 99.29% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.29% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: March 2026 Account Requests – AIS 99.53% Account Requests – COF 99.53% Accounts 99.53% Balances 99.53% Beneficiaries 99.53% Payments – AIS 99.53% Payments – CoF 99.53% Payments – PIS 99.53% Payments – VRP 99.53% Products 99.53% Standing Orders – AIS 99.53% Standing Orders – PIS 99.53% Statements 99.53% Transactions 99.53% Bank of Scotland Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.70% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% Barclays Availability by Endpoint Category: March 2026 Account Requests – AIS 98.85% Account Requests – COF 98.85% Accounts 98.85% Balances 98.85% Beneficiaries 98.85% Direct Debits 98.85% Payments – AIS 98.85% Payments – CoF 98.85% Payments – PIS 98.85% Payments – VRP 98.85% Products 98.85% Standing Orders – AIS 98.85% Standing Orders – PIS 98.85% Statements 98.85% Transactions 98.85% Coutts Availability by Endpoint Category: March 2026 Account Requests – AIS 96.24% Account Requests – COF 100.00% Accounts 96.24% Balances 96.24% Beneficiaries 96.24% Direct Debits 100.00% Payments – CoF 97.85% Payments – PIS 96.24% Payments – VRP 100.00% Products 97.04% Standing Orders – AIS 96.24% Standing Orders – PIS 97.85% Transactions 96.24% Danske Bank Availability by Endpoint Category: March 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.92% Balances 99.92% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.92% First Direct Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: March 2026 Account Requests – AIS 99.96% Account Requests – COF 100.00% Accounts 99.96% Balances 99.98% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.68% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% HSBC Business Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.87% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.69% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% MBNA Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.92% Products 100.00% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.91% NWB Availability by Endpoint Category: March 2026 Account Requests – AIS 99.18% Account Requests – COF 100.00% Accounts 99.18% Balances 99.18% Beneficiaries 99.18% Direct Debits 99.18% Payments – AIS 99.82% Payments – CoF 99.33% Payments – PIS 99.33% Payments – VRP 99.33% Products 99.18% Standing Orders – AIS 99.18% Standing Orders – PIS 99.33% Statements 99.83% Transactions 99.18% RBS Availability by Endpoint Category: March 2026 Account Requests – AIS 98.36% Account Requests – COF 100.00% Accounts 98.36% Balances 98.36% Beneficiaries 98.36% Direct Debits 98.36% Payments – AIS 98.90% Payments – CoF 86.80% Payments – PIS 86.66% Payments – VRP 86.66% Products 98.36% Standing Orders – AIS 98.36% Standing Orders – PIS 86.66% Statements 99.36% Transactions 98.36% Santander UK plc Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: March 2026 Account Requests – AIS 99.16% Account Requests – COF 100.00% Accounts 99.16% Balances 99.16% Beneficiaries 99.16% Direct Debits 99.16% Payments – AIS 100.00% Payments – CoF 99.26% Payments – PIS 99.26% Payments – VRP 99.26% Products 99.16% Standing Orders – AIS 99.16% Standing Orders – PIS 99.26% Statements 100.00% Transactions 99.16% Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted March 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average weighted API availability 99.81 % Core hours (06:00-00:00) 99.92 % Non core hours (00:00-06:00) 98.74 % March 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: March 2026 Account Requests – AIS 99.81% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.92% Payments – PIS 99.82% Payments – VRP 99.05% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.74% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: March 2026 Account Requests – AIS 99.96% Accounts 100.00% Balances 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.84% Payments – VRP 98.92% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.74% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: March 2026 Account Requests – AIS 99.94% Account Requests – COF 97.86% Accounts 99.93% Balances 99.93% Beneficiaries 95.83% Payments – AIS 99.73% Payments – CoF 100.00% Payments – PIS 99.94% Payments – VRP 99.75% Products 99.88% Standing Orders – AIS 98.91% Standing Orders – PIS 99.94% Statements 99.00% Transactions 99.92% Bank of Scotland Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: March 2026 Account Requests – AIS 99.42% Account Requests – COF 99.69% Accounts 99.61% Balances 99.69% Beneficiaries 99.43% Direct Debits 99.82% Payments – AIS 98.51% Payments – CoF 99.89% Payments – PIS 99.85% Payments – VRP 99.78% Products 99.36% Standing Orders – AIS 99.48% Standing Orders – PIS 99.85% Statements 99.64% Transactions 99.71% Coutts Availability by Endpoint Category: March 2026 Account Requests – AIS 95.35% Account Requests – COF 100.00% Accounts 97.06% Balances 97.91% Beneficiaries 96.98% Direct Debits 100.00% Payments – CoF 99.05% Payments – PIS 98.08% Payments – VRP 100.00% Products 97.84% Standing Orders – AIS 96.86% Standing Orders – PIS 98.07% Transactions 98.00% Danske Bank Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.93% Balances 99.93% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.93% First Direct Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.88% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 99.99% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% MBNA Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.99% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% NWB Availability by Endpoint Category: March 2026 Account Requests – AIS 99.49% Account Requests – COF 100.00% Accounts 99.63% Balances 99.65% Beneficiaries 99.36% Direct Debits 99.67% Payments – AIS 99.79% Payments – CoF 99.90% Payments – PIS 99.85% Payments – VRP 99.85% Products 98.84% Standing Orders – AIS 99.58% Standing Orders – PIS 99.88% Statements 99.79% Transactions 99.67% RBS Availability by Endpoint Category: March 2026 Account Requests – AIS 98.79% Account Requests – COF 100.00% Accounts 98.97% Balances 98.96% Beneficiaries 98.78% Direct Debits 98.93% Payments – AIS 98.19% Payments – CoF 88.78% Payments – PIS 87.92% Payments – VRP 87.97% Products 97.99% Standing Orders – AIS 98.96% Standing Orders – PIS 87.43% Statements 99.60% Transactions 99.00% Santander UK plc Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: March 2026 Account Requests – AIS 99.33% Account Requests – COF 100.00% Accounts 99.58% Balances 99.63% Beneficiaries 99.31% Direct Debits 99.69% Payments – AIS 100.00% Payments – CoF 99.84% Payments – PIS 99.71% Payments – VRP 99.71% Products 98.79% Standing Orders – AIS 99.63% Standing Orders – PIS 99.75% Statements 100.00% Transactions 99.64% Average API response times Average API response times by brand Response times by brand March 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average API Response Time 361 milliseconds March 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): March 2026 Account Requests – AIS 186ms Accounts 140ms Balances 112ms Beneficiaries 1,948ms Direct Debits 1,850ms Payments – AIS 87ms Payments – CoF 204ms Payments – PIS 170ms Payments – VRP 145ms Products 446ms Standing Orders – AIS 305ms Standing Orders – PIS 177ms Transactions 124ms AIB Group (UK) p.l.c. Response times (milliseconds): March 2026 Account Requests – AIS 109ms Accounts 51ms Balances 37ms Direct Debits 1,423ms Payments – AIS 10ms Payments – CoF 142ms Payments – PIS 109ms Payments – VRP 138ms Products 926ms Standing Orders – AIS 239ms Standing Orders – PIS 92ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): March 2026 Account Requests – AIS 169ms Account Requests – COF 471ms Accounts 283ms Balances 289ms Beneficiaries 738ms Payments – AIS 349ms Payments – CoF 448ms Payments – PIS 796ms Payments – VRP 626ms Products 337ms Standing Orders – AIS 345ms Standing Orders – PIS 536ms Statements 743ms Transactions 313ms Bank of Scotland Response times (milliseconds): March 2026 Account Requests – AIS 196ms Account Requests – COF 252ms Accounts 127ms Balances 144ms Beneficiaries 234ms Direct Debits 212ms Payments – AIS 261ms Payments – CoF 212ms Payments – PIS 376ms Payments – VRP 329ms Products 398ms Standing Orders – AIS 191ms Standing Orders – PIS 426ms Statements 371ms Transactions 234ms Barclays Response times (milliseconds): March 2026 Account Requests – AIS 247ms Account Requests – COF 410ms Accounts 394ms Balances 581ms Beneficiaries 268ms Direct Debits 650ms Payments – AIS 540ms Payments – CoF 560ms Payments – PIS 489ms Payments – VRP 503ms Products 1,427ms Standing Orders – AIS 681ms Standing Orders – PIS 443ms Statements 71ms Transactions 723ms Coutts Response times (milliseconds): March 2026 Account Requests – AIS 1,448ms Account Requests – COF 2,300ms Accounts 641ms Balances 693ms Beneficiaries 2,203ms Direct Debits 2,074ms Payments – CoF 813ms Payments – PIS 1,103ms Payments – VRP 1,448ms Products 702ms Standing Orders – AIS 689ms Standing Orders – PIS 1,046ms Transactions 786ms Danske Bank Response times (milliseconds): March 2026 Account Requests – AIS 79ms Account Requests – COF 5,454ms Accounts 711ms Balances 223ms Beneficiaries 263ms Direct Debits 372ms Payments – AIS 197ms Payments – CoF 130ms Payments – PIS 129ms Payments – VRP 189ms Products 163ms Standing Orders – AIS 239ms Standing Orders – PIS 98ms Transactions 758ms First Direct Response times (milliseconds): March 2026 Account Requests – AIS 147ms Account Requests – COF 314ms Accounts 321ms Balances 343ms Beneficiaries 569ms Direct Debits 532ms Payments – AIS 791ms Payments – CoF 442ms Payments – PIS 273ms Payments – VRP 346ms Products 646ms Standing Orders – AIS 477ms Standing Orders – PIS 312ms Statements 534ms Transactions 516ms Halifax Response times (milliseconds): March 2026 Account Requests – AIS 204ms Account Requests – COF 239ms Accounts 127ms Balances 145ms Beneficiaries 229ms Direct Debits 212ms Payments – AIS 203ms Payments – CoF 212ms Payments – PIS 383ms Payments – VRP 325ms Products 400ms Standing Orders – AIS 191ms Standing Orders – PIS 484ms Statements 357ms Transactions 245ms HSBC Business Response times (milliseconds): March 2026 Account Requests – AIS 192ms Account Requests – COF 304ms Accounts 337ms Balances 318ms Beneficiaries 281ms Direct Debits 593ms Payments – AIS 140ms Payments – CoF 524ms Payments – PIS 535ms Payments – VRP 496ms Products 702ms Standing Orders – AIS 148ms Standing Orders – PIS 498ms Statements 7,094ms Transactions 429ms HSBC Kinetic Response times (milliseconds): March 2026 Account Requests – AIS 156ms Account Requests – COF 289ms Accounts 405ms Balances 400ms Beneficiaries 701ms Direct Debits 1,131ms Payments – AIS 1,122ms Payments – CoF 597ms Payments – PIS 496ms Payments – VRP 454ms Products 1,418ms Standing Orders – AIS 1,165ms Standing Orders – PIS 269ms Statements 2,985ms Transactions 451ms HSBC Personal Response times (milliseconds): March 2026 Account Requests – AIS 160ms Account Requests – COF 290ms Accounts 325ms Balances 334ms Beneficiaries 602ms Direct Debits 527ms Payments – AIS 858ms Payments – CoF 429ms Payments – PIS 270ms Payments – VRP 339ms Products 593ms Standing Orders – AIS 542ms Standing Orders – PIS 291ms Statements 249ms Transactions 517ms Lloyds Response times (milliseconds): March 2026 Account Requests – AIS 206ms Account Requests – COF 234ms Accounts 127ms Balances 143ms Beneficiaries 227ms Direct Debits 211ms Payments – AIS 237ms Payments – CoF 210ms Payments – PIS 370ms Payments – VRP 324ms Products 397ms Standing Orders – AIS 190ms Standing Orders – PIS 474ms Statements 344ms Transactions 229ms MBNA Response times (milliseconds): March 2026 Account Requests – AIS 209ms Accounts 127ms Balances 240ms Beneficiaries 225ms Direct Debits 151ms Payments – PIS 221ms Products 150ms Standing Orders – AIS 150ms Statements 331ms Transactions 430ms Mettle Response times (milliseconds): March 2026 Account Requests – AIS 84ms Accounts 106ms Balances 81ms Beneficiaries 65ms Direct Debits 119ms Payments – AIS 61ms Payments – PIS 198ms Payments – VRP 200ms Products 90ms Standing Orders – AIS 35ms Statements 823ms Transactions 88ms Nationwide Building Society Response times (milliseconds): March 2026 Account Requests – AIS 162ms Account Requests – COF 263ms Accounts 246ms Balances 211ms Beneficiaries 389ms Direct Debits 636ms Payments – AIS 170ms Payments – CoF 257ms Payments – PIS 376ms Payments – VRP 309ms Products 248ms Standing Orders – AIS 257ms Standing Orders – PIS 384ms Statements 400ms Transactions 234ms NWB Response times (milliseconds): March 2026 Account Requests – AIS 167ms Account Requests – COF 387ms Accounts 462ms Balances 453ms Beneficiaries 795ms Direct Debits 241ms Payments – AIS 254ms Payments – CoF 261ms Payments – PIS 374ms Payments – VRP 332ms Products 290ms Standing Orders – AIS 297ms Standing Orders – PIS 331ms Statements 187ms Transactions 562ms RBS Response times (milliseconds): March 2026 Account Requests – AIS 171ms Account Requests – COF 422ms Accounts 441ms Balances 445ms Beneficiaries 826ms Direct Debits 257ms Payments – AIS 312ms Payments – CoF 278ms Payments – PIS 411ms Payments – VRP 360ms Products 282ms Standing Orders – AIS 292ms Standing Orders – PIS 341ms Statements 196ms Transactions 488ms Santander UK plc Response times (milliseconds): March 2026 Account Requests – AIS 174ms Account Requests – COF 306ms Accounts 257ms Balances 321ms Beneficiaries 469ms Direct Debits 372ms Payments – CoF 262ms Payments – PIS 228ms Payments – VRP 199ms Products 316ms Standing Orders – AIS 378ms Standing Orders – PIS 243ms Statements 347ms Transactions 399ms UBN Response times (milliseconds): March 2026 Account Requests – AIS 172ms Account Requests – COF 528ms Accounts 436ms Balances 386ms Beneficiaries 909ms Direct Debits 274ms Payments – AIS 290ms Payments – CoF 293ms Payments – PIS 409ms Payments – VRP 381ms Products 292ms Standing Orders – AIS 311ms Standing Orders – PIS 347ms Statements 238ms Transactions 458ms Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand March 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Successful API calls Total calls 2,539,426,430 % of overall total calls 99.40% AIS Total calls 2,029,540,356 % of overall total calls 99.31 % PIS Total calls 154,065,681 % of overall total calls 99.53 % March 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand March 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed API Calls Total calls 15,308,660 % of overall total calls 0.60% Business Total calls 10,300,970 % of overall total calls 0.40% Technical Total calls 5,007,690 % of overall total calls 0.20% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. March 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. March 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. March 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. Rejected API calls Rejected API calls by brand March 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Rejected API Calls Total calls 2,852,792 % of overall total calls 0.112% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. March 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
Average API availability – unweighted Average API availability by brand – unweighted Core hours by brand (06:00 – 0:00) – unweighted Non core hours by brand (00:00 – 6:00) – unweighted AIS availability by brand – unweighted PIS availability by brand – unweighted API availability by category – unweighted March 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average API availability 98.89% Core hours (06:00-00:00) 99.17% Non core hours (00:00-06:00) 98.05% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received. March 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: March 2026 Account Requests – AIS 99.71% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.71% Payments – PIS 99.29% Payments – VRP 99.43% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.29% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: March 2026 Account Requests – AIS 99.85% Accounts 100.00% Balances 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.29% Payments – VRP 99.29% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.29% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: March 2026 Account Requests – AIS 99.53% Account Requests – COF 99.53% Accounts 99.53% Balances 99.53% Beneficiaries 99.53% Payments – AIS 99.53% Payments – CoF 99.53% Payments – PIS 99.53% Payments – VRP 99.53% Products 99.53% Standing Orders – AIS 99.53% Standing Orders – PIS 99.53% Statements 99.53% Transactions 99.53% Bank of Scotland Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.70% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% Barclays Availability by Endpoint Category: March 2026 Account Requests – AIS 98.85% Account Requests – COF 98.85% Accounts 98.85% Balances 98.85% Beneficiaries 98.85% Direct Debits 98.85% Payments – AIS 98.85% Payments – CoF 98.85% Payments – PIS 98.85% Payments – VRP 98.85% Products 98.85% Standing Orders – AIS 98.85% Standing Orders – PIS 98.85% Statements 98.85% Transactions 98.85% Coutts Availability by Endpoint Category: March 2026 Account Requests – AIS 96.24% Account Requests – COF 100.00% Accounts 96.24% Balances 96.24% Beneficiaries 96.24% Direct Debits 100.00% Payments – CoF 97.85% Payments – PIS 96.24% Payments – VRP 100.00% Products 97.04% Standing Orders – AIS 96.24% Standing Orders – PIS 97.85% Transactions 96.24% Danske Bank Availability by Endpoint Category: March 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.92% Balances 99.92% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.92% First Direct Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: March 2026 Account Requests – AIS 99.96% Account Requests – COF 100.00% Accounts 99.96% Balances 99.98% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.68% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% HSBC Business Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.87% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.69% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% MBNA Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.92% Products 100.00% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.91% NWB Availability by Endpoint Category: March 2026 Account Requests – AIS 99.18% Account Requests – COF 100.00% Accounts 99.18% Balances 99.18% Beneficiaries 99.18% Direct Debits 99.18% Payments – AIS 99.82% Payments – CoF 99.33% Payments – PIS 99.33% Payments – VRP 99.33% Products 99.18% Standing Orders – AIS 99.18% Standing Orders – PIS 99.33% Statements 99.83% Transactions 99.18% RBS Availability by Endpoint Category: March 2026 Account Requests – AIS 98.36% Account Requests – COF 100.00% Accounts 98.36% Balances 98.36% Beneficiaries 98.36% Direct Debits 98.36% Payments – AIS 98.90% Payments – CoF 86.80% Payments – PIS 86.66% Payments – VRP 86.66% Products 98.36% Standing Orders – AIS 98.36% Standing Orders – PIS 86.66% Statements 99.36% Transactions 98.36% Santander UK plc Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: March 2026 Account Requests – AIS 99.16% Account Requests – COF 100.00% Accounts 99.16% Balances 99.16% Beneficiaries 99.16% Direct Debits 99.16% Payments – AIS 100.00% Payments – CoF 99.26% Payments – PIS 99.26% Payments – VRP 99.26% Products 99.16% Standing Orders – AIS 99.16% Standing Orders – PIS 99.26% Statements 100.00% Transactions 99.16%
March 2026 Average API availability – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average API availability 98.89% Core hours (06:00-00:00) 99.17% Non core hours (00:00-06:00) 98.05% Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
March 2026 Average API availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
March 2026 Core hours by brand (06:00 – 0:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
March 2026 Non core hours by brand (00:00 – 6:00) – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
March 2026 AIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
March 2026 PIS availability by brand – unweighted This chart shows the unweighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Notes on the data: Unweighted API availability is based on data submitted by account providers (ASPSPs) to Open Banking. Core and non-core hours are based on planned and unplanned API downtime reported to / recorded by Open Banking. Unweighted availability is calculated using the endpoint with the highest downtime for each bank, each day, regardless of the number of API calls each endpoint received.
March 2026 API availability by category – unweighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: March 2026 Account Requests – AIS 99.71% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.71% Payments – PIS 99.29% Payments – VRP 99.43% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.29% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: March 2026 Account Requests – AIS 99.85% Accounts 100.00% Balances 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.29% Payments – VRP 99.29% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.29% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: March 2026 Account Requests – AIS 99.53% Account Requests – COF 99.53% Accounts 99.53% Balances 99.53% Beneficiaries 99.53% Payments – AIS 99.53% Payments – CoF 99.53% Payments – PIS 99.53% Payments – VRP 99.53% Products 99.53% Standing Orders – AIS 99.53% Standing Orders – PIS 99.53% Statements 99.53% Transactions 99.53% Bank of Scotland Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.70% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% Barclays Availability by Endpoint Category: March 2026 Account Requests – AIS 98.85% Account Requests – COF 98.85% Accounts 98.85% Balances 98.85% Beneficiaries 98.85% Direct Debits 98.85% Payments – AIS 98.85% Payments – CoF 98.85% Payments – PIS 98.85% Payments – VRP 98.85% Products 98.85% Standing Orders – AIS 98.85% Standing Orders – PIS 98.85% Statements 98.85% Transactions 98.85% Coutts Availability by Endpoint Category: March 2026 Account Requests – AIS 96.24% Account Requests – COF 100.00% Accounts 96.24% Balances 96.24% Beneficiaries 96.24% Direct Debits 100.00% Payments – CoF 97.85% Payments – PIS 96.24% Payments – VRP 100.00% Products 97.04% Standing Orders – AIS 96.24% Standing Orders – PIS 97.85% Transactions 96.24% Danske Bank Availability by Endpoint Category: March 2026 Account Requests – AIS 99.97% Account Requests – COF 100.00% Accounts 99.92% Balances 99.92% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.97% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.92% First Direct Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: March 2026 Account Requests – AIS 99.96% Account Requests – COF 100.00% Accounts 99.96% Balances 99.98% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.68% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.97% HSBC Business Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.87% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.69% Payments – VRP 99.98% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% MBNA Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.99% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.92% Products 100.00% Standing Orders – AIS 99.98% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.91% NWB Availability by Endpoint Category: March 2026 Account Requests – AIS 99.18% Account Requests – COF 100.00% Accounts 99.18% Balances 99.18% Beneficiaries 99.18% Direct Debits 99.18% Payments – AIS 99.82% Payments – CoF 99.33% Payments – PIS 99.33% Payments – VRP 99.33% Products 99.18% Standing Orders – AIS 99.18% Standing Orders – PIS 99.33% Statements 99.83% Transactions 99.18% RBS Availability by Endpoint Category: March 2026 Account Requests – AIS 98.36% Account Requests – COF 100.00% Accounts 98.36% Balances 98.36% Beneficiaries 98.36% Direct Debits 98.36% Payments – AIS 98.90% Payments – CoF 86.80% Payments – PIS 86.66% Payments – VRP 86.66% Products 98.36% Standing Orders – AIS 98.36% Standing Orders – PIS 86.66% Statements 99.36% Transactions 98.36% Santander UK plc Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: March 2026 Account Requests – AIS 99.16% Account Requests – COF 100.00% Accounts 99.16% Balances 99.16% Beneficiaries 99.16% Direct Debits 99.16% Payments – AIS 100.00% Payments – CoF 99.26% Payments – PIS 99.26% Payments – VRP 99.26% Products 99.16% Standing Orders – AIS 99.16% Standing Orders – PIS 99.26% Statements 100.00% Transactions 99.16%
Average API availability – weighted Average API availability by brand – weighted Core hours by brand (06:00 – 0:00) – weighted Non core hours by brand (00:00 – 6:00) – weighted AIS availability by brand – weighted PIS availability by brand – weighted API availability by category – weighted March 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average weighted API availability 99.81 % Core hours (06:00-00:00) 99.92 % Non core hours (00:00-06:00) 98.74 % March 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: March 2026 Account Requests – AIS 99.81% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.92% Payments – PIS 99.82% Payments – VRP 99.05% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.74% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: March 2026 Account Requests – AIS 99.96% Accounts 100.00% Balances 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.84% Payments – VRP 98.92% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.74% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: March 2026 Account Requests – AIS 99.94% Account Requests – COF 97.86% Accounts 99.93% Balances 99.93% Beneficiaries 95.83% Payments – AIS 99.73% Payments – CoF 100.00% Payments – PIS 99.94% Payments – VRP 99.75% Products 99.88% Standing Orders – AIS 98.91% Standing Orders – PIS 99.94% Statements 99.00% Transactions 99.92% Bank of Scotland Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: March 2026 Account Requests – AIS 99.42% Account Requests – COF 99.69% Accounts 99.61% Balances 99.69% Beneficiaries 99.43% Direct Debits 99.82% Payments – AIS 98.51% Payments – CoF 99.89% Payments – PIS 99.85% Payments – VRP 99.78% Products 99.36% Standing Orders – AIS 99.48% Standing Orders – PIS 99.85% Statements 99.64% Transactions 99.71% Coutts Availability by Endpoint Category: March 2026 Account Requests – AIS 95.35% Account Requests – COF 100.00% Accounts 97.06% Balances 97.91% Beneficiaries 96.98% Direct Debits 100.00% Payments – CoF 99.05% Payments – PIS 98.08% Payments – VRP 100.00% Products 97.84% Standing Orders – AIS 96.86% Standing Orders – PIS 98.07% Transactions 98.00% Danske Bank Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.93% Balances 99.93% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.93% First Direct Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.88% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 99.99% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% MBNA Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.99% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% NWB Availability by Endpoint Category: March 2026 Account Requests – AIS 99.49% Account Requests – COF 100.00% Accounts 99.63% Balances 99.65% Beneficiaries 99.36% Direct Debits 99.67% Payments – AIS 99.79% Payments – CoF 99.90% Payments – PIS 99.85% Payments – VRP 99.85% Products 98.84% Standing Orders – AIS 99.58% Standing Orders – PIS 99.88% Statements 99.79% Transactions 99.67% RBS Availability by Endpoint Category: March 2026 Account Requests – AIS 98.79% Account Requests – COF 100.00% Accounts 98.97% Balances 98.96% Beneficiaries 98.78% Direct Debits 98.93% Payments – AIS 98.19% Payments – CoF 88.78% Payments – PIS 87.92% Payments – VRP 87.97% Products 97.99% Standing Orders – AIS 98.96% Standing Orders – PIS 87.43% Statements 99.60% Transactions 99.00% Santander UK plc Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: March 2026 Account Requests – AIS 99.33% Account Requests – COF 100.00% Accounts 99.58% Balances 99.63% Beneficiaries 99.31% Direct Debits 99.69% Payments – AIS 100.00% Payments – CoF 99.84% Payments – PIS 99.71% Payments – VRP 99.71% Products 98.79% Standing Orders – AIS 99.63% Standing Orders – PIS 99.75% Statements 100.00% Transactions 99.64%
March 2026 Average API availability – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average weighted API availability 99.81 % Core hours (06:00-00:00) 99.92 % Non core hours (00:00-06:00) 98.74 %
March 2026 Average API availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart
March 2026 Core hours by brand (06:00 – 0:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart
March 2026 Non core hours by brand (00:00 – 6:00) – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart
March 2026 AIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart
March 2026 PIS availability by brand – weighted This chart shows the weighted average availability of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart
March 2026 API availability by category – weighted Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Availability by Endpoint Category: March 2026 Account Requests – AIS 99.81% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 99.92% Payments – PIS 99.82% Payments – VRP 99.05% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.74% Transactions 100.00% AIB Group (UK) p.l.c. Availability by Endpoint Category: March 2026 Account Requests – AIS 99.96% Accounts 100.00% Balances 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.84% Payments – VRP 98.92% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 99.74% Transactions 100.00% Bank of Ireland UK Availability by Endpoint Category: March 2026 Account Requests – AIS 99.94% Account Requests – COF 97.86% Accounts 99.93% Balances 99.93% Beneficiaries 95.83% Payments – AIS 99.73% Payments – CoF 100.00% Payments – PIS 99.94% Payments – VRP 99.75% Products 99.88% Standing Orders – AIS 98.91% Standing Orders – PIS 99.94% Statements 99.00% Transactions 99.92% Bank of Scotland Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Barclays Availability by Endpoint Category: March 2026 Account Requests – AIS 99.42% Account Requests – COF 99.69% Accounts 99.61% Balances 99.69% Beneficiaries 99.43% Direct Debits 99.82% Payments – AIS 98.51% Payments – CoF 99.89% Payments – PIS 99.85% Payments – VRP 99.78% Products 99.36% Standing Orders – AIS 99.48% Standing Orders – PIS 99.85% Statements 99.64% Transactions 99.71% Coutts Availability by Endpoint Category: March 2026 Account Requests – AIS 95.35% Account Requests – COF 100.00% Accounts 97.06% Balances 97.91% Beneficiaries 96.98% Direct Debits 100.00% Payments – CoF 99.05% Payments – PIS 98.08% Payments – VRP 100.00% Products 97.84% Standing Orders – AIS 96.86% Standing Orders – PIS 98.07% Transactions 98.00% Danske Bank Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.93% Balances 99.93% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Transactions 99.93% First Direct Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Halifax Availability by Endpoint Category: March 2026 Account Requests – AIS 99.99% Account Requests – COF 100.00% Accounts 99.99% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Business Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Kinetic Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 99.88% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% HSBC Personal Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 99.99% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% Lloyds Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 99.99% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% MBNA Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – PIS 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Mettle Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Accounts 100.00% Balances 99.99% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Statements 100.00% Transactions 100.00% Nationwide Building Society Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – AIS 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 99.99% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 99.99% NWB Availability by Endpoint Category: March 2026 Account Requests – AIS 99.49% Account Requests – COF 100.00% Accounts 99.63% Balances 99.65% Beneficiaries 99.36% Direct Debits 99.67% Payments – AIS 99.79% Payments – CoF 99.90% Payments – PIS 99.85% Payments – VRP 99.85% Products 98.84% Standing Orders – AIS 99.58% Standing Orders – PIS 99.88% Statements 99.79% Transactions 99.67% RBS Availability by Endpoint Category: March 2026 Account Requests – AIS 98.79% Account Requests – COF 100.00% Accounts 98.97% Balances 98.96% Beneficiaries 98.78% Direct Debits 98.93% Payments – AIS 98.19% Payments – CoF 88.78% Payments – PIS 87.92% Payments – VRP 87.97% Products 97.99% Standing Orders – AIS 98.96% Standing Orders – PIS 87.43% Statements 99.60% Transactions 99.00% Santander UK plc Availability by Endpoint Category: March 2026 Account Requests – AIS 100.00% Account Requests – COF 100.00% Accounts 100.00% Balances 100.00% Beneficiaries 100.00% Direct Debits 100.00% Payments – CoF 100.00% Payments – PIS 100.00% Payments – VRP 100.00% Products 100.00% Standing Orders – AIS 100.00% Standing Orders – PIS 100.00% Statements 100.00% Transactions 100.00% UBN Availability by Endpoint Category: March 2026 Account Requests – AIS 99.33% Account Requests – COF 100.00% Accounts 99.58% Balances 99.63% Beneficiaries 99.31% Direct Debits 99.69% Payments – AIS 100.00% Payments – CoF 99.84% Payments – PIS 99.71% Payments – VRP 99.71% Products 98.79% Standing Orders – AIS 99.63% Standing Orders – PIS 99.75% Statements 100.00% Transactions 99.64%
Average API response times Average API response times by brand Response times by brand March 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average API Response Time 361 milliseconds March 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): March 2026 Account Requests – AIS 186ms Accounts 140ms Balances 112ms Beneficiaries 1,948ms Direct Debits 1,850ms Payments – AIS 87ms Payments – CoF 204ms Payments – PIS 170ms Payments – VRP 145ms Products 446ms Standing Orders – AIS 305ms Standing Orders – PIS 177ms Transactions 124ms AIB Group (UK) p.l.c. Response times (milliseconds): March 2026 Account Requests – AIS 109ms Accounts 51ms Balances 37ms Direct Debits 1,423ms Payments – AIS 10ms Payments – CoF 142ms Payments – PIS 109ms Payments – VRP 138ms Products 926ms Standing Orders – AIS 239ms Standing Orders – PIS 92ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): March 2026 Account Requests – AIS 169ms Account Requests – COF 471ms Accounts 283ms Balances 289ms Beneficiaries 738ms Payments – AIS 349ms Payments – CoF 448ms Payments – PIS 796ms Payments – VRP 626ms Products 337ms Standing Orders – AIS 345ms Standing Orders – PIS 536ms Statements 743ms Transactions 313ms Bank of Scotland Response times (milliseconds): March 2026 Account Requests – AIS 196ms Account Requests – COF 252ms Accounts 127ms Balances 144ms Beneficiaries 234ms Direct Debits 212ms Payments – AIS 261ms Payments – CoF 212ms Payments – PIS 376ms Payments – VRP 329ms Products 398ms Standing Orders – AIS 191ms Standing Orders – PIS 426ms Statements 371ms Transactions 234ms Barclays Response times (milliseconds): March 2026 Account Requests – AIS 247ms Account Requests – COF 410ms Accounts 394ms Balances 581ms Beneficiaries 268ms Direct Debits 650ms Payments – AIS 540ms Payments – CoF 560ms Payments – PIS 489ms Payments – VRP 503ms Products 1,427ms Standing Orders – AIS 681ms Standing Orders – PIS 443ms Statements 71ms Transactions 723ms Coutts Response times (milliseconds): March 2026 Account Requests – AIS 1,448ms Account Requests – COF 2,300ms Accounts 641ms Balances 693ms Beneficiaries 2,203ms Direct Debits 2,074ms Payments – CoF 813ms Payments – PIS 1,103ms Payments – VRP 1,448ms Products 702ms Standing Orders – AIS 689ms Standing Orders – PIS 1,046ms Transactions 786ms Danske Bank Response times (milliseconds): March 2026 Account Requests – AIS 79ms Account Requests – COF 5,454ms Accounts 711ms Balances 223ms Beneficiaries 263ms Direct Debits 372ms Payments – AIS 197ms Payments – CoF 130ms Payments – PIS 129ms Payments – VRP 189ms Products 163ms Standing Orders – AIS 239ms Standing Orders – PIS 98ms Transactions 758ms First Direct Response times (milliseconds): March 2026 Account Requests – AIS 147ms Account Requests – COF 314ms Accounts 321ms Balances 343ms Beneficiaries 569ms Direct Debits 532ms Payments – AIS 791ms Payments – CoF 442ms Payments – PIS 273ms Payments – VRP 346ms Products 646ms Standing Orders – AIS 477ms Standing Orders – PIS 312ms Statements 534ms Transactions 516ms Halifax Response times (milliseconds): March 2026 Account Requests – AIS 204ms Account Requests – COF 239ms Accounts 127ms Balances 145ms Beneficiaries 229ms Direct Debits 212ms Payments – AIS 203ms Payments – CoF 212ms Payments – PIS 383ms Payments – VRP 325ms Products 400ms Standing Orders – AIS 191ms Standing Orders – PIS 484ms Statements 357ms Transactions 245ms HSBC Business Response times (milliseconds): March 2026 Account Requests – AIS 192ms Account Requests – COF 304ms Accounts 337ms Balances 318ms Beneficiaries 281ms Direct Debits 593ms Payments – AIS 140ms Payments – CoF 524ms Payments – PIS 535ms Payments – VRP 496ms Products 702ms Standing Orders – AIS 148ms Standing Orders – PIS 498ms Statements 7,094ms Transactions 429ms HSBC Kinetic Response times (milliseconds): March 2026 Account Requests – AIS 156ms Account Requests – COF 289ms Accounts 405ms Balances 400ms Beneficiaries 701ms Direct Debits 1,131ms Payments – AIS 1,122ms Payments – CoF 597ms Payments – PIS 496ms Payments – VRP 454ms Products 1,418ms Standing Orders – AIS 1,165ms Standing Orders – PIS 269ms Statements 2,985ms Transactions 451ms HSBC Personal Response times (milliseconds): March 2026 Account Requests – AIS 160ms Account Requests – COF 290ms Accounts 325ms Balances 334ms Beneficiaries 602ms Direct Debits 527ms Payments – AIS 858ms Payments – CoF 429ms Payments – PIS 270ms Payments – VRP 339ms Products 593ms Standing Orders – AIS 542ms Standing Orders – PIS 291ms Statements 249ms Transactions 517ms Lloyds Response times (milliseconds): March 2026 Account Requests – AIS 206ms Account Requests – COF 234ms Accounts 127ms Balances 143ms Beneficiaries 227ms Direct Debits 211ms Payments – AIS 237ms Payments – CoF 210ms Payments – PIS 370ms Payments – VRP 324ms Products 397ms Standing Orders – AIS 190ms Standing Orders – PIS 474ms Statements 344ms Transactions 229ms MBNA Response times (milliseconds): March 2026 Account Requests – AIS 209ms Accounts 127ms Balances 240ms Beneficiaries 225ms Direct Debits 151ms Payments – PIS 221ms Products 150ms Standing Orders – AIS 150ms Statements 331ms Transactions 430ms Mettle Response times (milliseconds): March 2026 Account Requests – AIS 84ms Accounts 106ms Balances 81ms Beneficiaries 65ms Direct Debits 119ms Payments – AIS 61ms Payments – PIS 198ms Payments – VRP 200ms Products 90ms Standing Orders – AIS 35ms Statements 823ms Transactions 88ms Nationwide Building Society Response times (milliseconds): March 2026 Account Requests – AIS 162ms Account Requests – COF 263ms Accounts 246ms Balances 211ms Beneficiaries 389ms Direct Debits 636ms Payments – AIS 170ms Payments – CoF 257ms Payments – PIS 376ms Payments – VRP 309ms Products 248ms Standing Orders – AIS 257ms Standing Orders – PIS 384ms Statements 400ms Transactions 234ms NWB Response times (milliseconds): March 2026 Account Requests – AIS 167ms Account Requests – COF 387ms Accounts 462ms Balances 453ms Beneficiaries 795ms Direct Debits 241ms Payments – AIS 254ms Payments – CoF 261ms Payments – PIS 374ms Payments – VRP 332ms Products 290ms Standing Orders – AIS 297ms Standing Orders – PIS 331ms Statements 187ms Transactions 562ms RBS Response times (milliseconds): March 2026 Account Requests – AIS 171ms Account Requests – COF 422ms Accounts 441ms Balances 445ms Beneficiaries 826ms Direct Debits 257ms Payments – AIS 312ms Payments – CoF 278ms Payments – PIS 411ms Payments – VRP 360ms Products 282ms Standing Orders – AIS 292ms Standing Orders – PIS 341ms Statements 196ms Transactions 488ms Santander UK plc Response times (milliseconds): March 2026 Account Requests – AIS 174ms Account Requests – COF 306ms Accounts 257ms Balances 321ms Beneficiaries 469ms Direct Debits 372ms Payments – CoF 262ms Payments – PIS 228ms Payments – VRP 199ms Products 316ms Standing Orders – AIS 378ms Standing Orders – PIS 243ms Statements 347ms Transactions 399ms UBN Response times (milliseconds): March 2026 Account Requests – AIS 172ms Account Requests – COF 528ms Accounts 436ms Balances 386ms Beneficiaries 909ms Direct Debits 274ms Payments – AIS 290ms Payments – CoF 293ms Payments – PIS 409ms Payments – VRP 381ms Products 292ms Standing Orders – AIS 311ms Standing Orders – PIS 347ms Statements 238ms Transactions 458ms
March 2026 Average API response times This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Average API Response Time 361 milliseconds
March 2026 Average API response times by brand This chart shows the speed of the account providers’ (ASPSPs)* Open Banking APIs in March. Download chart
March 2026 Response times by brand Select an account provider AIB (NI) AIB Group (UK) p.l.c. Bank of Ireland UK Bank of Scotland Barclays Coutts Danske Bank First Direct Halifax HSBC Business HSBC Kinetic HSBC Personal Lloyds MBNA Mettle Nationwide Building Society NWB RBS Santander UK plc UBN AIB (NI) Response times (milliseconds): March 2026 Account Requests – AIS 186ms Accounts 140ms Balances 112ms Beneficiaries 1,948ms Direct Debits 1,850ms Payments – AIS 87ms Payments – CoF 204ms Payments – PIS 170ms Payments – VRP 145ms Products 446ms Standing Orders – AIS 305ms Standing Orders – PIS 177ms Transactions 124ms AIB Group (UK) p.l.c. Response times (milliseconds): March 2026 Account Requests – AIS 109ms Accounts 51ms Balances 37ms Direct Debits 1,423ms Payments – AIS 10ms Payments – CoF 142ms Payments – PIS 109ms Payments – VRP 138ms Products 926ms Standing Orders – AIS 239ms Standing Orders – PIS 92ms Transactions 46ms Bank of Ireland UK Response times (milliseconds): March 2026 Account Requests – AIS 169ms Account Requests – COF 471ms Accounts 283ms Balances 289ms Beneficiaries 738ms Payments – AIS 349ms Payments – CoF 448ms Payments – PIS 796ms Payments – VRP 626ms Products 337ms Standing Orders – AIS 345ms Standing Orders – PIS 536ms Statements 743ms Transactions 313ms Bank of Scotland Response times (milliseconds): March 2026 Account Requests – AIS 196ms Account Requests – COF 252ms Accounts 127ms Balances 144ms Beneficiaries 234ms Direct Debits 212ms Payments – AIS 261ms Payments – CoF 212ms Payments – PIS 376ms Payments – VRP 329ms Products 398ms Standing Orders – AIS 191ms Standing Orders – PIS 426ms Statements 371ms Transactions 234ms Barclays Response times (milliseconds): March 2026 Account Requests – AIS 247ms Account Requests – COF 410ms Accounts 394ms Balances 581ms Beneficiaries 268ms Direct Debits 650ms Payments – AIS 540ms Payments – CoF 560ms Payments – PIS 489ms Payments – VRP 503ms Products 1,427ms Standing Orders – AIS 681ms Standing Orders – PIS 443ms Statements 71ms Transactions 723ms Coutts Response times (milliseconds): March 2026 Account Requests – AIS 1,448ms Account Requests – COF 2,300ms Accounts 641ms Balances 693ms Beneficiaries 2,203ms Direct Debits 2,074ms Payments – CoF 813ms Payments – PIS 1,103ms Payments – VRP 1,448ms Products 702ms Standing Orders – AIS 689ms Standing Orders – PIS 1,046ms Transactions 786ms Danske Bank Response times (milliseconds): March 2026 Account Requests – AIS 79ms Account Requests – COF 5,454ms Accounts 711ms Balances 223ms Beneficiaries 263ms Direct Debits 372ms Payments – AIS 197ms Payments – CoF 130ms Payments – PIS 129ms Payments – VRP 189ms Products 163ms Standing Orders – AIS 239ms Standing Orders – PIS 98ms Transactions 758ms First Direct Response times (milliseconds): March 2026 Account Requests – AIS 147ms Account Requests – COF 314ms Accounts 321ms Balances 343ms Beneficiaries 569ms Direct Debits 532ms Payments – AIS 791ms Payments – CoF 442ms Payments – PIS 273ms Payments – VRP 346ms Products 646ms Standing Orders – AIS 477ms Standing Orders – PIS 312ms Statements 534ms Transactions 516ms Halifax Response times (milliseconds): March 2026 Account Requests – AIS 204ms Account Requests – COF 239ms Accounts 127ms Balances 145ms Beneficiaries 229ms Direct Debits 212ms Payments – AIS 203ms Payments – CoF 212ms Payments – PIS 383ms Payments – VRP 325ms Products 400ms Standing Orders – AIS 191ms Standing Orders – PIS 484ms Statements 357ms Transactions 245ms HSBC Business Response times (milliseconds): March 2026 Account Requests – AIS 192ms Account Requests – COF 304ms Accounts 337ms Balances 318ms Beneficiaries 281ms Direct Debits 593ms Payments – AIS 140ms Payments – CoF 524ms Payments – PIS 535ms Payments – VRP 496ms Products 702ms Standing Orders – AIS 148ms Standing Orders – PIS 498ms Statements 7,094ms Transactions 429ms HSBC Kinetic Response times (milliseconds): March 2026 Account Requests – AIS 156ms Account Requests – COF 289ms Accounts 405ms Balances 400ms Beneficiaries 701ms Direct Debits 1,131ms Payments – AIS 1,122ms Payments – CoF 597ms Payments – PIS 496ms Payments – VRP 454ms Products 1,418ms Standing Orders – AIS 1,165ms Standing Orders – PIS 269ms Statements 2,985ms Transactions 451ms HSBC Personal Response times (milliseconds): March 2026 Account Requests – AIS 160ms Account Requests – COF 290ms Accounts 325ms Balances 334ms Beneficiaries 602ms Direct Debits 527ms Payments – AIS 858ms Payments – CoF 429ms Payments – PIS 270ms Payments – VRP 339ms Products 593ms Standing Orders – AIS 542ms Standing Orders – PIS 291ms Statements 249ms Transactions 517ms Lloyds Response times (milliseconds): March 2026 Account Requests – AIS 206ms Account Requests – COF 234ms Accounts 127ms Balances 143ms Beneficiaries 227ms Direct Debits 211ms Payments – AIS 237ms Payments – CoF 210ms Payments – PIS 370ms Payments – VRP 324ms Products 397ms Standing Orders – AIS 190ms Standing Orders – PIS 474ms Statements 344ms Transactions 229ms MBNA Response times (milliseconds): March 2026 Account Requests – AIS 209ms Accounts 127ms Balances 240ms Beneficiaries 225ms Direct Debits 151ms Payments – PIS 221ms Products 150ms Standing Orders – AIS 150ms Statements 331ms Transactions 430ms Mettle Response times (milliseconds): March 2026 Account Requests – AIS 84ms Accounts 106ms Balances 81ms Beneficiaries 65ms Direct Debits 119ms Payments – AIS 61ms Payments – PIS 198ms Payments – VRP 200ms Products 90ms Standing Orders – AIS 35ms Statements 823ms Transactions 88ms Nationwide Building Society Response times (milliseconds): March 2026 Account Requests – AIS 162ms Account Requests – COF 263ms Accounts 246ms Balances 211ms Beneficiaries 389ms Direct Debits 636ms Payments – AIS 170ms Payments – CoF 257ms Payments – PIS 376ms Payments – VRP 309ms Products 248ms Standing Orders – AIS 257ms Standing Orders – PIS 384ms Statements 400ms Transactions 234ms NWB Response times (milliseconds): March 2026 Account Requests – AIS 167ms Account Requests – COF 387ms Accounts 462ms Balances 453ms Beneficiaries 795ms Direct Debits 241ms Payments – AIS 254ms Payments – CoF 261ms Payments – PIS 374ms Payments – VRP 332ms Products 290ms Standing Orders – AIS 297ms Standing Orders – PIS 331ms Statements 187ms Transactions 562ms RBS Response times (milliseconds): March 2026 Account Requests – AIS 171ms Account Requests – COF 422ms Accounts 441ms Balances 445ms Beneficiaries 826ms Direct Debits 257ms Payments – AIS 312ms Payments – CoF 278ms Payments – PIS 411ms Payments – VRP 360ms Products 282ms Standing Orders – AIS 292ms Standing Orders – PIS 341ms Statements 196ms Transactions 488ms Santander UK plc Response times (milliseconds): March 2026 Account Requests – AIS 174ms Account Requests – COF 306ms Accounts 257ms Balances 321ms Beneficiaries 469ms Direct Debits 372ms Payments – CoF 262ms Payments – PIS 228ms Payments – VRP 199ms Products 316ms Standing Orders – AIS 378ms Standing Orders – PIS 243ms Statements 347ms Transactions 399ms UBN Response times (milliseconds): March 2026 Account Requests – AIS 172ms Account Requests – COF 528ms Accounts 436ms Balances 386ms Beneficiaries 909ms Direct Debits 274ms Payments – AIS 290ms Payments – CoF 293ms Payments – PIS 409ms Payments – VRP 381ms Products 292ms Standing Orders – AIS 311ms Standing Orders – PIS 347ms Statements 238ms Transactions 458ms
Successful API calls Successful API calls by brand Successful AIS calls by brand Successful PIS calls by brand Successful payment initiation requests by brand March 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Successful API calls Total calls 2,539,426,430 % of overall total calls 99.40% AIS Total calls 2,029,540,356 % of overall total calls 99.31 % PIS Total calls 154,065,681 % of overall total calls 99.53 % March 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart March 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart
March 2026 Successful API calls This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Successful API calls Total calls 2,539,426,430 % of overall total calls 99.40% AIS Total calls 2,029,540,356 % of overall total calls 99.31 % PIS Total calls 154,065,681 % of overall total calls 99.53 %
March 2026 Successful API calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart
March 2026 Successful AIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart
March 2026 Successful PIS calls by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart
March 2026 Successful payment initiation requests by brand This chart shows the number of successful API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart
Failed API calls Failed API calls by brand Failed business calls by brand Failed technical calls by brand March 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed API Calls Total calls 15,308,660 % of overall total calls 0.60% Business Total calls 10,300,970 % of overall total calls 0.40% Technical Total calls 5,007,690 % of overall total calls 0.20% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. March 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. March 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls. March 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
March 2026 Failed API calls This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed API Calls Total calls 15,308,660 % of overall total calls 0.60% Business Total calls 10,300,970 % of overall total calls 0.40% Technical Total calls 5,007,690 % of overall total calls 0.20% Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
March 2026 Failed API calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed Technical calls Failed Business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
March 2026 Failed business calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed business calls as % of total calls Volume of failed business calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
March 2026 Failed technical calls by brand This chart shows the number of failed API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Failed technical calls as % of total calls Volume of failed technical calls Notes on the data: The data does not include abandoned authorisations. Business failures include 4xx http codes – e.g. if a third-party provider data request is incorrect such as incorrect data, incorrect data format, incorrect sequence of calls.
Rejected API calls Rejected API calls by brand March 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Rejected API Calls Total calls 2,852,792 % of overall total calls 0.112% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs. March 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
March 2026 Rejected API calls This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart Rejected API Calls Total calls 2,852,792 % of overall total calls 0.112% HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.
March 2026 Rejected API calls by brand This chart shows the number of rejected API calls made to account providers’ (ASPSPs)* Open Banking APIs in March. Download chart HSBC are currently the only ASPSP including abandoned consent requests in rejected API call reporting and therefore show higher rejected call volumes than other ASPSPs.