ACCOUNT PROVIDERS Banks, building societies and payment companies – also known as account servicing payment service providers (ASPSPs) – provide and maintain payment accounts for their customers (businesses and consumers). Open banking enables them to extend their relationship with customers – by unlocking the potential of transaction data to offer innovative products and services that complement core banking activities. Are you offering online payment accounts? Talk to us to find out more. Built on security Compliance at the core Expert support on hand Helps you grow, fast Contact us Scroll for more SolutionsOur Open Banking Standard is free to use. We also offer the following optional services: Conformance and certification, the Open Banking Directory and Confirmation of Payee (CoP). The Open Banking DirectoryA secure trust framework for verification of authorised third party providers. Register to sign up, or log in to update your details on the Directory. Enrol/Log-in Confirmation of PayeeJoin the CoP service and help protect your business and your customers against authorised push payment (APP) fraud and misdirected payments.Find out more Crown Dependencies Directory Our Crown Dependencies Directory lets banks and financial institutions in Guernsey, Jersey and the Isle of Man participate in – and benefit from – the open banking ecosystem.Find out more Conformance and certificationTest your implementation of the Standard with our conformance tools – then provide the evidence that you conform with our certification service.Find out more The Open Banking StandardThe API specifications, user experience guidelines and operational guidelines you need to provide Third Party Providers (TPPs) with secure access to account information while complying with your PSD2 obligations. View the Standard How our ecosystem can support you From troubleshooting technical issues to application of the Open Banking Standard, we are here to help your organisation unlock the potential of open banking. Introducing the open banking Directory Our market-leading platform enables financial institutions and fintechs to integrate with each other securely and safely exchange data to their customer’s benefit. Collaborate with the open banking community Our participants and stakeholders are building open banking’s footprint across the UK, Europe and the world. See how we can connect you. Select to scroll to the previous slide Select to scroll to the next slide FAQsIf you are a payment institution, credit institution or an e-money firm offering online payment accounts, we answer your questions about the Open Banking Directory and Standard. What details are required for enrolment to the Open Banking Directory?We need the following information: • The name of your entity• The legal entity identifier number (if known)• The company registration number• The registered address of your entity as displayed on the company register of your country• Your national competent authority authorisation / registration details. For further information on enrolling please refer to our how to guide. What is the timescale for enrolment into the Open Banking Directory?Once we receive your enrolment form, we undertake some validation checks which can take a few weeks to complete. Part of these checks include making sure your company has the right permissions under PSD2 i.e., that you are an ASPSP, AISP and/or PISP and, if you are a non-UK corporate entity, that you are authorised to passport into the UK. If you have any further questions or require assistance with enrolling onto the Directory please contact us via email: servicedesk@openbanking.org.uk Where can I find out more about the Open Banking Standard?Please visit our Standards FAQ page Where can I find API specifications?The latest API standard specifications can be found on our Standards site here: API specifications How can I test the read/write banking APIs?The read/write APIs are implemented by participating banks. Most banks offer test environments via Developer Portals that are available via their websites. For TPPs that have enrolled, we can provide API testing capability via Ozone model bank.For more information please visit our dev zone. Need help? If you’re already enrolled and have a technical issue, please raise a service desk ticket. For support with enrolling or general queries about open banking, email the service desk.Contact us
ACCOUNT PROVIDERS Banks, building societies and payment companies – also known as account servicing payment service providers (ASPSPs) – provide and maintain payment accounts for their customers (businesses and consumers). Open banking enables them to extend their relationship with customers – by unlocking the potential of transaction data to offer innovative products and services that complement core banking activities. Are you offering online payment accounts? Talk to us to find out more. Built on security Compliance at the core Expert support on hand Helps you grow, fast Contact us Scroll for more
SolutionsOur Open Banking Standard is free to use. We also offer the following optional services: Conformance and certification, the Open Banking Directory and Confirmation of Payee (CoP). The Open Banking DirectoryA secure trust framework for verification of authorised third party providers. Register to sign up, or log in to update your details on the Directory. Enrol/Log-in Confirmation of PayeeJoin the CoP service and help protect your business and your customers against authorised push payment (APP) fraud and misdirected payments.Find out more Crown Dependencies Directory Our Crown Dependencies Directory lets banks and financial institutions in Guernsey, Jersey and the Isle of Man participate in – and benefit from – the open banking ecosystem.Find out more Conformance and certificationTest your implementation of the Standard with our conformance tools – then provide the evidence that you conform with our certification service.Find out more The Open Banking StandardThe API specifications, user experience guidelines and operational guidelines you need to provide Third Party Providers (TPPs) with secure access to account information while complying with your PSD2 obligations. View the Standard
The Open Banking DirectoryA secure trust framework for verification of authorised third party providers. Register to sign up, or log in to update your details on the Directory. Enrol/Log-in
Confirmation of PayeeJoin the CoP service and help protect your business and your customers against authorised push payment (APP) fraud and misdirected payments.Find out more
Crown Dependencies Directory Our Crown Dependencies Directory lets banks and financial institutions in Guernsey, Jersey and the Isle of Man participate in – and benefit from – the open banking ecosystem.Find out more
Conformance and certificationTest your implementation of the Standard with our conformance tools – then provide the evidence that you conform with our certification service.Find out more
The Open Banking StandardThe API specifications, user experience guidelines and operational guidelines you need to provide Third Party Providers (TPPs) with secure access to account information while complying with your PSD2 obligations. View the Standard
How our ecosystem can support you From troubleshooting technical issues to application of the Open Banking Standard, we are here to help your organisation unlock the potential of open banking. Introducing the open banking Directory Our market-leading platform enables financial institutions and fintechs to integrate with each other securely and safely exchange data to their customer’s benefit. Collaborate with the open banking community Our participants and stakeholders are building open banking’s footprint across the UK, Europe and the world. See how we can connect you. Select to scroll to the previous slide Select to scroll to the next slide
How our ecosystem can support you From troubleshooting technical issues to application of the Open Banking Standard, we are here to help your organisation unlock the potential of open banking.
Introducing the open banking Directory Our market-leading platform enables financial institutions and fintechs to integrate with each other securely and safely exchange data to their customer’s benefit.
Collaborate with the open banking community Our participants and stakeholders are building open banking’s footprint across the UK, Europe and the world. See how we can connect you.
FAQsIf you are a payment institution, credit institution or an e-money firm offering online payment accounts, we answer your questions about the Open Banking Directory and Standard. What details are required for enrolment to the Open Banking Directory?We need the following information: • The name of your entity• The legal entity identifier number (if known)• The company registration number• The registered address of your entity as displayed on the company register of your country• Your national competent authority authorisation / registration details. For further information on enrolling please refer to our how to guide. What is the timescale for enrolment into the Open Banking Directory?Once we receive your enrolment form, we undertake some validation checks which can take a few weeks to complete. Part of these checks include making sure your company has the right permissions under PSD2 i.e., that you are an ASPSP, AISP and/or PISP and, if you are a non-UK corporate entity, that you are authorised to passport into the UK. If you have any further questions or require assistance with enrolling onto the Directory please contact us via email: servicedesk@openbanking.org.uk Where can I find out more about the Open Banking Standard?Please visit our Standards FAQ page Where can I find API specifications?The latest API standard specifications can be found on our Standards site here: API specifications How can I test the read/write banking APIs?The read/write APIs are implemented by participating banks. Most banks offer test environments via Developer Portals that are available via their websites. For TPPs that have enrolled, we can provide API testing capability via Ozone model bank.For more information please visit our dev zone.
What details are required for enrolment to the Open Banking Directory?We need the following information: • The name of your entity• The legal entity identifier number (if known)• The company registration number• The registered address of your entity as displayed on the company register of your country• Your national competent authority authorisation / registration details. For further information on enrolling please refer to our how to guide.
What is the timescale for enrolment into the Open Banking Directory?Once we receive your enrolment form, we undertake some validation checks which can take a few weeks to complete. Part of these checks include making sure your company has the right permissions under PSD2 i.e., that you are an ASPSP, AISP and/or PISP and, if you are a non-UK corporate entity, that you are authorised to passport into the UK. If you have any further questions or require assistance with enrolling onto the Directory please contact us via email: servicedesk@openbanking.org.uk
Where can I find API specifications?The latest API standard specifications can be found on our Standards site here: API specifications
How can I test the read/write banking APIs?The read/write APIs are implemented by participating banks. Most banks offer test environments via Developer Portals that are available via their websites. For TPPs that have enrolled, we can provide API testing capability via Ozone model bank.For more information please visit our dev zone.
Need help? If you’re already enrolled and have a technical issue, please raise a service desk ticket. For support with enrolling or general queries about open banking, email the service desk.Contact us