Reflow is on a mission to power payments innovation for customers and businesses alike to enable them to thrive in a secure, reliable and evolving financial ecosystem. Reflow offers direct-to-bank payments, powered by open banking, providing instant settlement and improved cashflow for businesses along with great customer experience. Pay from bank account Reflow’s bank-to-bank payments product allows online as well as in-store payments using payment links and QR codes. Reflow.zone View FCA registration Bill pay Reflow’s innovation in recurring and subscription payments, provides flexibility on how to pay, request extension on due dates, pay in full or in parts.