Support the Industry-led Design of the Future Entity for UK Open Banking Over the past 8 years the open banking industry, working in conjunction with regulators and Open Banking Limited (OBL), has helped create a thriving ecosystem with more than 16 million user connections, over 2 billion monthly API calls, and more than 34 million monthly payments. READ MORE Open Banking Limited marks 8 years of transforming the UK’s financial landscape OBL is proud to celebrate eight years of progress that have transformed how millions of people and businesses manage, move and make sense of their money. Read MORE UK’s first commercial VRP scheme announced UK’s first commercial VRP scheme marks a major open banking milestone, offering flexible, automated payments and a focus on secure, scalable growth FIND OUT MORE Financial Crime in Open Banking – 2025 Update Discover how Open Banking Limited’s (OBL) latest analysis is shaping the future of secure digital payments. Read more AI and open finance: shaping the future of financial innovation Can artificial intelligence (AI) unlock the next wave of innovation in open banking and open finance? We ask the open banking community to join the conversation and share their insights to help shape the future of financial innovation in the UK. Read the Green Paper DECEMEBER ECOSYSTEM HIGHLIGHTS 331 Regulated Providers89 Account Providers242 Third Party Providers154 Regulated entities with at least one proposition live with customers Read more Select to scroll to the previous slide Select to scroll to the next slide our ecosystemThe open banking ecosystem is a collaborative community comprising of banks and financial institutions, fintechs, and technical service providers. We share a common aim – to deliver open banking-powered products and services to the UK. Account ProvidersAre you offering online payment accounts? Connect to a busy community of fintechs and other innovators – collaborating to deliver new propositions, tailored to customers’ needs via their transaction data.Our solutionsJoin the DirectoryFAQsFind out more Fintechs (TPPs)Are you a third party provider (TPP) building a new product or service? Access expertise and tools through our world-leading open banking ecosystem and tap into our Directory of participants.How to enrolTest your serviceFAQsFind out more Technical service providersAre you offering services for regulated account providers or regulated third party providers? Or both? From security standards to support services, open banking gives your organisation trusted credentials.How to enrolJoln the DirectoryFAQsFind out more RegulatoryDiscover useful background information and guides to help you navigate the world of open banking regulation, from the CMA order to PSD2 and Variable Recurring Payments.BackgroundOpen banking roadmapUseful documentsFind out more LATEST NEWS AND INSIGHTS Open Banking Support The Industry-led Design of the Future Entity for UK Open Banking 27 January 2026 Read more Press Releases Open Banking Limited marks 8 years of transforming the UK’s financial landscape 13 January 2026 Read more cVRP An Industry First: The UK’s New Commercial Open Banking Scheme 16 December 2025 Read more Report Financial Crime in Open Banking – 2025 Update 08 December 2025 Download now Events What open banking did next: Building the foundations for open innovation 29 October 2025 Read more DECEMBER API PERFORMANCE99.85%Average API Availability324msAverage API Response Time99.45%Successful API Calls (%)99.90%Average API availability – weighted2144.4mSuccessful API Calls Actual0.55%Failed API CallsSee all latest figures BENEFITS Explore the many practical ways that open banking can help you take control of your finances. Consumers Open banking is a secure way to help you understand your day-to-day finances, find cost-effective lending, and help tackle debt. Find out more BusinessesOpen banking data and payments solutions can help businesses manage their finances, control cash flow and improve financial forecasting.Find out more
Support the Industry-led Design of the Future Entity for UK Open Banking Over the past 8 years the open banking industry, working in conjunction with regulators and Open Banking Limited (OBL), has helped create a thriving ecosystem with more than 16 million user connections, over 2 billion monthly API calls, and more than 34 million monthly payments. READ MORE Open Banking Limited marks 8 years of transforming the UK’s financial landscape OBL is proud to celebrate eight years of progress that have transformed how millions of people and businesses manage, move and make sense of their money. Read MORE UK’s first commercial VRP scheme announced UK’s first commercial VRP scheme marks a major open banking milestone, offering flexible, automated payments and a focus on secure, scalable growth FIND OUT MORE Financial Crime in Open Banking – 2025 Update Discover how Open Banking Limited’s (OBL) latest analysis is shaping the future of secure digital payments. Read more AI and open finance: shaping the future of financial innovation Can artificial intelligence (AI) unlock the next wave of innovation in open banking and open finance? We ask the open banking community to join the conversation and share their insights to help shape the future of financial innovation in the UK. Read the Green Paper DECEMEBER ECOSYSTEM HIGHLIGHTS 331 Regulated Providers89 Account Providers242 Third Party Providers154 Regulated entities with at least one proposition live with customers Read more Select to scroll to the previous slide Select to scroll to the next slide
Support the Industry-led Design of the Future Entity for UK Open Banking Over the past 8 years the open banking industry, working in conjunction with regulators and Open Banking Limited (OBL), has helped create a thriving ecosystem with more than 16 million user connections, over 2 billion monthly API calls, and more than 34 million monthly payments. READ MORE
Open Banking Limited marks 8 years of transforming the UK’s financial landscape OBL is proud to celebrate eight years of progress that have transformed how millions of people and businesses manage, move and make sense of their money. Read MORE
UK’s first commercial VRP scheme announced UK’s first commercial VRP scheme marks a major open banking milestone, offering flexible, automated payments and a focus on secure, scalable growth FIND OUT MORE
Financial Crime in Open Banking – 2025 Update Discover how Open Banking Limited’s (OBL) latest analysis is shaping the future of secure digital payments. Read more
AI and open finance: shaping the future of financial innovation Can artificial intelligence (AI) unlock the next wave of innovation in open banking and open finance? We ask the open banking community to join the conversation and share their insights to help shape the future of financial innovation in the UK. Read the Green Paper
DECEMEBER ECOSYSTEM HIGHLIGHTS 331 Regulated Providers89 Account Providers242 Third Party Providers154 Regulated entities with at least one proposition live with customers Read more
our ecosystemThe open banking ecosystem is a collaborative community comprising of banks and financial institutions, fintechs, and technical service providers. We share a common aim – to deliver open banking-powered products and services to the UK. Account ProvidersAre you offering online payment accounts? Connect to a busy community of fintechs and other innovators – collaborating to deliver new propositions, tailored to customers’ needs via their transaction data.Our solutionsJoin the DirectoryFAQsFind out more Fintechs (TPPs)Are you a third party provider (TPP) building a new product or service? Access expertise and tools through our world-leading open banking ecosystem and tap into our Directory of participants.How to enrolTest your serviceFAQsFind out more Technical service providersAre you offering services for regulated account providers or regulated third party providers? Or both? From security standards to support services, open banking gives your organisation trusted credentials.How to enrolJoln the DirectoryFAQsFind out more RegulatoryDiscover useful background information and guides to help you navigate the world of open banking regulation, from the CMA order to PSD2 and Variable Recurring Payments.BackgroundOpen banking roadmapUseful documentsFind out more
Account ProvidersAre you offering online payment accounts? Connect to a busy community of fintechs and other innovators – collaborating to deliver new propositions, tailored to customers’ needs via their transaction data.Our solutionsJoin the DirectoryFAQsFind out more
Fintechs (TPPs)Are you a third party provider (TPP) building a new product or service? Access expertise and tools through our world-leading open banking ecosystem and tap into our Directory of participants.How to enrolTest your serviceFAQsFind out more
Technical service providersAre you offering services for regulated account providers or regulated third party providers? Or both? From security standards to support services, open banking gives your organisation trusted credentials.How to enrolJoln the DirectoryFAQsFind out more
RegulatoryDiscover useful background information and guides to help you navigate the world of open banking regulation, from the CMA order to PSD2 and Variable Recurring Payments.BackgroundOpen banking roadmapUseful documentsFind out more
LATEST NEWS AND INSIGHTS Open Banking Support The Industry-led Design of the Future Entity for UK Open Banking 27 January 2026 Read more Press Releases Open Banking Limited marks 8 years of transforming the UK’s financial landscape 13 January 2026 Read more cVRP An Industry First: The UK’s New Commercial Open Banking Scheme 16 December 2025 Read more Report Financial Crime in Open Banking – 2025 Update 08 December 2025 Download now Events What open banking did next: Building the foundations for open innovation 29 October 2025 Read more
Open Banking Support The Industry-led Design of the Future Entity for UK Open Banking 27 January 2026 Read more
Press Releases Open Banking Limited marks 8 years of transforming the UK’s financial landscape 13 January 2026 Read more
Events What open banking did next: Building the foundations for open innovation 29 October 2025 Read more
DECEMBER API PERFORMANCE99.85%Average API Availability324msAverage API Response Time99.45%Successful API Calls (%)99.90%Average API availability – weighted2144.4mSuccessful API Calls Actual0.55%Failed API CallsSee all latest figures
BENEFITS Explore the many practical ways that open banking can help you take control of your finances.
Consumers Open banking is a secure way to help you understand your day-to-day finances, find cost-effective lending, and help tackle debt. Find out more
BusinessesOpen banking data and payments solutions can help businesses manage their finances, control cash flow and improve financial forecasting.Find out more